Assalamu Alaikum Dosto!
Forex Trading Swap Free Account
Forex trading me kaam karna aik aizaz ki baat hai, lekin as a muslim humen kuch cheezon ka baghawar mutalea karna chaheye, k aya hamara muashera aur qawaneen us ki ijazat dete hen, k nahi. Iss jaiza mein, hum forex par islami accounts ki tafseelaat par baat karen ge; woh kin cheezon ke liye zaroori hain aur un ke kya fawaid aur nuqsanaat hain.
Swap mukhtalif asason ke liye aik exchange ( khareed/baichnay ) ka amal hai, jahan aik barah e raast tabadlay ka moahida aik makoos deal ke sath hota hai, jis ka matlab yeh hota hai ke tay shuda sharait par kuch muqarara waqt ke baad wohi asasay wapas kar diye jayen. Forex exchange ( raton raat ) aik hi currency ke liye mutazaad simtao mein lekin mukhtalif value setting tarikhon ke sath do trades hain.
Forex market mein, brokers aam tor par next din ke liye position ki muntaqili ke liye aik makhsoos fees wusool / jama karte hain. Forex par swap ( rule over ) ka matlab aglay din ke liye open position ki muntaqili ke liye raqam ( interest ya sood ) jama karna / wapas lena hai.
Position raton raat muntaqil honay ke baad, rule over mukhtalif qaumi currencies ki sharah sood mein faraq se nikalta hai. Yeh farq aap ke muntakhib kardah currency jore ke andar jitna bara hota hai, itnay hi barray tabadlah hotay hain. Tabadlah ya to musbet ya manfi ho sakta hai.
Islami Forex Accounts
Islam mein sood, yani sood par karz dena, aik sangeen gunah ke tor par sakhti se haraam hai. Lehaza, currency market tak rasai faraham karne wali broker companies–apne musalman clients ko forex par naam nihaad islami accounts ki peshkash karti hain.
Mukhtasir yeh ke woh swap free accounts jin mein koi dilchaspi nahi leta ko aglay din ke liye saudey ki muntaqili ke liye aik muqarara commission se badal diya jata hai.
Islamic Account Explanation
Next day ke liye positions ki muntaqili ke badlay, clients aik muqarara commission ada karte hain jo sirf makhsoos currency ke joron aur open lot par munhasir hota hai, lekin jari karne walay bankon ki sharah sood par nahi. Jitne din trades open rahay gi, traders commission ke tor par itni hi ziyada raqam ada kere ga. Next day ke liye open pairs ki muntaqili ke liye commission fees ka hisaab laganay ka formula is terhan nazar aata hai:
Commission = (Commission per lot) * (Number of lots)
Next day ke liye open position ki muntaqili ke liye charge kya jane wala commission currency ke jore se dosray jore mein mukhtalif hota hai. Yeh dekhnay ke liye ke yeh kitni hogi, aap ke broker ki taraf se paish kardah swap free islamic accounts par rule over ke liye commission fees ki fehrist dekhen.
Forex par islami accounts musalman clients ki taraf aik qadam hai jo –apne mazhabi aqaed par sakhti se qaim hain. Fixed commission fees ke zariye na qabil qubool tabadlah ko tabdeel karne ki badolat, duniya bhar mein bohat saaray muslim traders ko ghair mazhabi usoolon ki khilaaf warzi karte hue forex par trading karne ka mauqa milta hai.