Set Aside Funds and Set Aside Time

tjart kay leay fndz mkhts krnay say mrad aap kay male osae'l ka aek mkhsos hsh sekeortez jesay astak، bandz، aor degr maleate aalat ke khred o frokht kay leay mkhts krnay ke mshq hay۔ peshh oranh aor shoqeh tajron donon men yh aek aam aml hay، keonkh yh anhen apnay khtray ka antzam krnay aor male asthkam ke sth ko brqrar rkhnay ke ajazt deta hay۔ tjart kay leay fndz mkhts krtay oqt، apne mjmoae male sorthal aor ahdaf pr ghor krna zrore hay۔ msal kay tor pr، agr aap mhdod tjrbay kay sath aek abtdae'e tajr hen، to aam tor pr yh tjoez kea jata hay kh aap thorre rqm say shroaat kren aor btdrej apnay tjarte srmae'ay men azafh kren jesa kh aap zeadh tjrbh hasl krtay hen۔ sekeortez ke an aqsam pr ghor krna bhe zrore hay jn ke aap tjart krnay ka aradh rkhtay hen، keonkh mkhtlf aalat men khtray ke mkhtlf sthen aor mmknh oapse hote hay۔ msal kay tor pr، astak bandz kay mqablay men zeadh atar chrrhaؤ ka shkar hotay hen aor km khtrh roadare oalay kse kay leay mozon nhen ho sktay۔ tredng kay leay fndz mkhts krtay oqt aek aor ahm bat yh hay kh aek hngame fnd ka mojod hona، yh oh rqm hay jsay aap kse hngame sort hal men oaps lay sktay hen jesay mlazmt men kme ya tbe akhrajat۔ khlash yh kh tredng kay leay fndz mkhts krna khtray ka antzam krnay aor male asthkam ko brqrar rkhnay ka aek treqh hay۔ as kay leay aap kay male ahdaf، khtray ke brdasht، aor aap jn sekeortez ke tjart krnay ka aradh rkhtay hen an ke mhtat mnsobh bnde aor ghor krnay ke zrort hay۔ gher mtoqa akhrajat kay leay hngame fnd ka hona bhe zrore hay tredng men oqt ko aek trf rkhen" say mrad hr dn، hftay ya mhenay men aek mkhsos oqt ko apne tredng ke karkrdge ka jae'zh lenay aor tjzeh krnay pr tojh mrkoz krnay say mrad hay۔ aap ke tjarte hkmt amle۔ as oqt ko ne'ay moaqa ke thqeq krnay ya market kay halat aor khbron say bakhbr rhnay kay leay bhe astamal kea ja skta hay۔ as qsm kay jae'zay aor tjzeay kay leay mkhsos oqt ka taen krnay say tajron ko trek pr rhnay aor zeadh bakhbr feslay krnay men mdd ml skte hay۔ jzbate jzbate feslay krnay say grez krnay men۔ yh khas tor pr an tajron kay leay mddgar sabt ho skta hay jo zeadh tredng ka shkar ho sktay hen ya qlel mdte market kay atar chrrhao ke bnead pr zbrdst feslay kr sktay hen۔ apne karkrdge ka jae'zh lenay aor tjzeh krnay kay leay oqt nkal kr، tajr mzed trqe kr sktay hen۔ tredng kay leay nzm o zbt aor mosr andaz۔ mzed braan، yh zrore hay kh aap baqaadge say apnay leay oqt mkhts kren aor zeadh kam krnay say grez kren، yh khrabe ka baas bn skta hay۔ nat aor mnfe tor pr aap ke tjarte karkrdge ko mtasr krta hay