Kya forex business Pakistan me legally allowed hy???

Re: Kya forex business Pakistan me legally allowed hy???

Walekum assalam yes dear aapane Jo question Kiya Hai Forex trading ke business-related ya Pakistan mein legally allowed Hai Jab aap koi bhi business Pakistan mein start Karte Hain To no doubt uski legal entity aap ko pata Hona chahie otherwise aapke liye bahut jyada problem Ban sakti hai Jab aap Koi illegal business start karte hain to usmein aapko bahut jyada difficulties ho sakti hain Jiski vajah se aap apne business ko continue nahin kar sakte isliye Jab aap Koi business start karte hain to uski legal entity se related aapko information Hasil kar leni chahie agar aap Kaisa business start karte hain jismein aap legally allowed Nahin Hote To aapko vah business by force band Bhi kaarvayi Ja sakta hai isliye Hamesha aap kaise business ki selection Karen Jo legally allowed hota hai aur Pakistan ki government usko legally allowed Karen.

isliye dear jab aap Forex trading co join Karte Hain To aap mentally satisfied hokar is business ko complete karne ki koshish karen Kyunki yah Kaisa business hai jo Pakistan ki government Nahin aapke liye alag Kiya hua hai agar yah business aapke liye allow Na Hota To aap apni jitni bhi transaction different banking aur microfinance account se Kahate Hain aur main aapke liye problem hoti aur aapko Koi illegal source of withdrawal select karna Hota lekin Jab aap jitni bhi transaction karte hain vah Aapki monitored Ki ja rahi hoti hai aur aapko bahut jyada advantages Mil Rahe Hote Hain. Isliye Forex trading ko legal samajhkar aap is per hardworking Karen aur consistently Apna experience increase karne ke liye koshish Karte Rahe aur yah business aapke liye bahut jyada profitable ho sakta hai agar aap is per consistently hardworking Karte Hain.

Re: Kya forex business Pakistan me legally allowed hy???

Yes dear ap forex ma trade kar sakty hain agr ap pakistani resident hai to. Jesy jesy pakistani trader forex market ma ayn gy pakistan ki economy grow kary gi. Ap agr pakistan ma forex trading ko start karna chahty hain to pehle apko eski guide ko follow karna chahe. Forex trading real currencies ma hoti hai es lae ye totally legal hai pakistan ma. But trader ko ye bat zehan ma rakhni chahe k pakistani Goverment apk loss ki katan zemadar ni hai. Ap ny trading apni choice par start karni hai to apko asy broker ko choose karna chahe jo trusrful ho. Ap k sath agr kisi broker ny fraud kar deya hai to es bary ma pakistani government apki kio help ni kar sakti. Forex trading ma ham apna capital invest karty hain or profit or loss ko gain karty hain but agr hamy kio asi website ko use ni karna chahe jo currency k double karny ko offer kar rahy hu. Kiu k asy bussiness aksar fake hoty hain.

On the other hand pakistan ma crypto currency ki trading allowed ni hai so apko es ki trade sy bachna chahe or serf forex par he trade karni chahe. Jo businesa legal ni hai ap agr us ma trade kary gy to apko fine b ho sakta hai. Pakistani trader forex ma bhot acha perform kar rahy hain. Young trader forex ma bhot acha perform kar rahy khas tor par wo trader jo high risk leny k adi hoty hain. Ese waja sy bhot sary forex broker ab pakistan ma registered hona start ho gae hain or forex trading ki facility pakistan ma provide karna start kar chuky hain. Forex broker ka interest pakistan ma es lae b zayada hai k yaha par achy investor mohjood hain. Forex trading ma wo he trader kamyab hota hai jo market ko better tareeky st understand karta hai. Or fail wo trader he hoty hain jo jaldi karty hain ya bena knowledge k trade karty hain. .

Re: Kya forex business Pakistan me legally allowed hy???

Ji Bhai yah business Pakistan mein legal allowed kyunki aaj Tak mein nahin dekha ki iske bare mein koi news ai ho ke aapa ne yah business nahin karna bahut se log kah rahe hain aur Pakistan mein forex ke officers bhi open hai Jahan per jakar aap apni investment kar sakte hain aur withdrawal bhi le sakte hain yah bhi stock exchange ki tarah hai na agar stock exchange legal hai to yah bhi legal hai isliye hamen is business mein mehnat karni chahie aur acchi kamai hasil karni chahie Pakistan ne ek dafa announcement ki theek hai Ham usko legal karar de diya hai aur ab bzabta taur per trading kar sakte hain yah ek aisa business hai jisko karne ke liye kisi umra ki koi hath nahin aapki kisi bi age main is ko kar sakte hain

is business karne ke liye bohot tool available MT4 mein hain aur ham is mai acche analysis ke sath is businessman entry le sakte hain is my bohot sare pattern hain candlestick ky oper jinko follow karke Ham trade open kar sakte hain hamen laazmi is business ko sikna chahie yah business bahut jabardast hai aur bahut acchi kamai hasil kar sakte hain yah legal hai isliye to Ham aaram se iske andar transaction kar sakte hain forex ke bahut sare offices open hain hum is offices sy withdrawal bi la sakta hain or deposit bi karwa sakta hain is lia ya legal agar legal na hota to abhi tak office seal ho chuke hote isliye legal or illegal ko chhode ismein mehnat Karen ismein kamane ki koshish karen agar aapane ismein se achcha Kama liya to aap apni life ko set kar sakte hain isliye main Karen sikhen ilm hasil Karen aur analysis Karen pattern ko dekhen ta ki aap ek behtarin income hasil kar sakin

Re: Kya forex business Pakistan me legally allowed hy???

g bhai forex trading pakistan main bilkul legally allowed hai aur khuch trading brokers yahan per Lahore stock exchange main listed bhi hain aur is ki real example main ap ko is tarhan day sakta hon kai jab mujhay is market kai baray main khuch nai pata tha tu main nay lahore main hi aik company main job ki thi jahan per trading hoti thi aur trding sikhai jati thi aur logon ki investment bhi karwai jati thi is market main tu main nay bhi wahan say hi forex trading kai baray main seekha hai aur yeh bhi batata chalon kai wo market stock exchange main listed bhi thi aur legally operate kar rahi thi pakistan main kabhi koi problem nai aye unhain lakin haan yeh baat bhi theek hai kai yahan per buhat say aisay broker hai jo illegally is market ko operate kar rahay hain pakistan main aur proper na tu listed hai aur na hi tax pay kartay hain govt ko in kai jaisay brokers kai sath agar ap kam kartay hain tu in ko illegal kaha ja sakta hai tu humay apnay broker ko selct karnay say pehlay dhaikhna zaroori hai kai kiya wo broker paksitan main already operate kar bhi raha hai aur agar kar raha hai tu kiya wo listed hai aur legally kaam kar raha hai becasue aj kal tu har broker kai offices dosri countries main open ho chukay hain aur wo customer service bhi day rahay hain apnay clients ko.

Re: Kya forex business Pakistan me legally allowed hy???

Dear Brother Boat Say Achy Achy Trader Hain Jo kay pakistan main Rety HoayForex Trading Kar Rahy hain or MashaAllah Say Boat Acha profit Be Gain akr Rahy hain iss Liy Hum Ye Nahi Keh Sakty hain kay Forex Trading Pakistan main Illegal Hai Balky Humy ye Baat Pata Hona Chaye kay Hum Khud Trading kArty hain or Allah Kay karm Say Boat he Acha profit gain kar Rahy hain iss Liy Humy ye Baat achy Say Pata hina Chaye kay pakistan Main Trading Illegal Hai Ya Nhai,Jab aap Trading Ko BUsiness Ke tarah Say handle karty hain or Trading Main Real Money Invest Hoti hai Toh pakistan Main ya Illegal Kaisy Ho Sakty hain.Iss Liy aap ko ye Khyal Chor Dyna Chaye or Mehnat per Focus Karna Chayee..

Dear Mate Jab kay Pakistan Be aak Well Develop Country hai or Pakistan Main Be Log Foreign Say aty or Jaty hain or Pakitsan Ke Economy be Down or Uper Jati Rehti hai iss Liy Pakistan mainnye Illegal Kaisy Ho sakti hain.or Pakistan Main Sab Janty Hain kay Import Or Export be Boat he Zaada Hoti hai or Trading Main jaab Koi Cheez Ke Buying Ya Selling Hoti hai Toh wo Be Aap ko pata Hona Chaye Kay Dollars Main He Hoti hai or Currency Market Main Dollars Ke Value aap Ko pata Hona Chaye Ku kay Major Pair Main Dollar Shammel Hota hai irr Iss Ko Duniya main Saab Say High Value par Trade Kiya jata Hai iss Liy Hum ye Keh Sakty hain kay Pakistan Main Trading BIlkul Legal Hai or InshaAllah Hamesha Legal he Rahey Ge Or Trader Acha Profit Bnaty Rahy gay aap ko be Tension na Lyty hoay Kam per Focus Karna Chaye or hardwork or Mehnat Kay Saath Kam karty Rehna Chaye InshaAllah Aap ko Boat jald acha profit Gain Ho Ga.l.

Re: Kya forex business Pakistan me legally allowed hy???

Dear forex members yah ek aisa kam hai ki yahan per join ho jane ke bad Koi member bhi isko kar sakta hai aur isko karne mein koi bhi problem nahin hoti aur isko har member bahut acchi tarah Se karne may bahut aasani hoti hai aur yah ek aisa kam hai ki jo hundred percent allowed hai aur iske karne mein koi problem bhi nahin hai aur yahi vajah hai ki is platform per maximum log join hokar aur apne kam ko bahut acchi tarah Se kar rahe hain aur jo log yahan par acchi tarah Se apne kam ko karne mein successful ho rahe hain logon ko yahan per acchi earning karne mein bhi koi problem nahin ho rahi hai yah kam ek legal kam hai aur yahi vajah hai ki yahan per kam karne mein kisi member ko Koi bhi pareshani nahin hoti aur vajah Se Hi yahan per maximum log bahut acchi tarah Se apni struggle ko continue kar rahe hain yahan per jaen ho jane ke bad members ke liye yah baat bahut zyada important hai ki members ko apne kaam mein bahut acchi tarah Se learning hasil karne mein apna interest Lena hota hai aur learning hasil karne mein members ko Dil laga kar kam karna hota hai yahan per kam karne ke liye members ko bahut acchi tarah Se karna hoti hai aur apne kam mein acchi tarah Se expert hona hota hai kisi bhi kam mein members par depend karta hai ki vah isko continue karne ke liye apne timetable ko kis tarah Se follow kar rahe hain aur jo members apna time table ke mutabik acchi tarah Se Kam ko kar rahe hote hain unka kam bhi successful hota hai members ko apne karm ko khud Se Hi successful banaa lene ke liye bahut acchi tarah Se mehnat karna hoti hai

Re: Kya forex business Pakistan me legally allowed hy???

Ji bilkal forex pakistan main legally allow samjhi jati hay. Agarcheh is main working kay hamain kisi written permission ya kisi mehkmy say ijazatnama nai laina parta aur na he koi licensing fee pay karna parti hay albatah income tax declaration kay waqat hamain is income ka proof daina parta hay keh ye kahan say hasil hio. Laikin iskay bawajood kuch aisi wajuhat hain jin ki base per forex business ko pakistan main legally jaiz samjha jata hay.

Forex ko SECP (Securities and Exchange Commission of Pakistan) SBP (State Bank of Pakistan) nay is base per allow kia hua hay keh yeh original currencies yani JPY, USD, CAD etc per kia jata hay aur is main koi digital currency yani bitcoin involve nai hay. Iskay ilawah ham inki permossion kay teht commodities per bhi trade kar sakty hain.

Yahan aik or bat bhi qabil e zikar hay keh, Govt, SECP ya SBP ki taraf say aisi bhi koi security ya responsibility nai di gai keh woh hamain aisy online businesses main hony waly loss per kuch tahafuzat dain. Balkeh is main hamain khud risk laina parta hay. Altough ismain hamain sakht mehnat kar kay kuch earning hoti hay laikin is main loss ki koi safety ya phir profit ki kabhi bhi garantee nai hay. Jo bhi forex main trading karty hain woh janty hain keh ye easy nai hay aur kai dafa account wash ho kata hay.

Safety in forex.

Forex main hamain trading apni skills ki basis per karni chahiye. Online kisi ko is kay liye payment nai karni chahiye aur na he aisi koi policy hay jis kay teht forex trading kay liye periodically money deposit karany per double ho jati hay. Hamain is business main scam say khabardar rehna chahiye aur khid bhi kisi aisi activity main involve nai hona chahiye jis say ham kisi aur kay loss ki ziamadari lay baithain.

Re: Kya forex business Pakistan me legally allowed hy???

Walekum assalam dear brother aapane bahut hi Achcha question Kiya Hai Forex trading Mein Ham Mujhe dekhte hain ki Forex trading co bahut jyada log join kar rahe hote hain aur ismein aap Dekh Rahe hote hain kis mein bahut jyada Aise log Hote Hain Jo ke Forex trading co join karte hain aur ismein Apna Kam karte hain aur sabse pahle Logon Ka Yahi question hota hai ki Forex trading Pakistan may allow hai ya nahin.

Dear Forex trading proper Ek legal business hota hai aur aap ismein Kisi bhi waqt kam kar sakte hain aur aap ismein Kisi pivot kam Karke ismein paise Kama sakte hain Kyunki yah Ek Aisa business hai jismein aap Jitna Jyada active hokar kam Karenge aur aap ismein Jitna Jyada Soch Samajh Kar kam Karenge aapko is Kitna is Jyada fayda Hoga agar aap ismein mehnat karte hain aur aap ismein knowledge Hasil Karke kam karte hain to aapko ismein kamyabi milati Hai bear Forex trading Ham dekhte hain ki agar Islamic point of view Se Dekha Jaaye to yah Ek legally business hai Kyunki Jab aap brokers ke through trading Karte Hain To Iske aapki trades brokers ke through Jaati Hain aur uske aap ismein dekh sakte hain ke aapki trades Bank mein jakar aapke originally purchased ho jata hai.

Pakistan mein bahut jyada log Is Tarah kar rahi hain ki vah ismein trading kar rahe hain aur isliye cprofit Hasil Karen Hain bare mein Samachar Hun Ki Forex trading Ek bahut hi Jabardast online business hai jismein Ham Din Mein Bhi kam kar sakte hain aur ham ismein raat mein bhi kam Karke Se Achcha profit Hasil kar sakte hain Agar Ham ismein mehnat Karenge aur ham ismein knowledge Hasil Karke kam Karenge Ham ismein kamyabi mil sakti hai aur yah Kaisa business hai jismein Ham Kitni Jyada Main aat Karenge aur Hamesha Mein Jitna Jyada knowledge Hasil Karke kam Karenge miss Karte Nahin Jyada fayda hoga.

Re: Kya forex business Pakistan me legally allowed hy???

Assalamu Alaikum Forex friend kaise hain aap sab ummid Hai Sab khairiyat se Honge.Aaj ka Hamara Sawal yah hai k Forex legally tor per Pakistan mein use ho raha hai.Doston Forex 100% legal tarike se Pakistan mein kaam kar raha hai.Aur bahut Sare log is per mehnat kar k acha profit earn rahe hain.yah Ek online forum hai.Jis per log trading Bhi Karte hain aur thread ke answer bhi Dete Hain.Jo ke Mukammal Taur per legal aur secure Mana jata hai.Aur zyada majority main Forex ab aam ho chuka hai.Aur bahut Sare log isko jobless Logon ko Forex ka Bata Kar Unki help kar rahe hain Taake Hamare Aziz dost Aur rishtedar Bhi isase fayda Uthasake. Agar yah legal Na Hota to Koi es per kam na karta.Iski advantages yah hai ki aap easily internet ke through online Ghar per baith kar kaam kar sakte hain aapko Kahin Bhi Jaane ki Zaroorat ni parti ismein Koi time-limit Nahin Di gai ap easily part time log bhi is opportunity ko avail kar sakte hain housewife easily apne ghar ke kaam Khatam karne ke bad is per kam Karke a Apna Ghar Ka budget bhi achcha kab banaa sakti hai. To doston yah mukmmal Tor per legal hai aur yah pahla online kam hai Hai Jiski na to Koi time limit hai aur na hi registration ke liye pahle paise a dene parte Hain.To Hamen es ko join zarur karna chahie.Aur trading bhi Karni chahie Taake Ham zyada Se zyada profit earn kar sake.

Re: Kya forex business Pakistan me legally allowed hy???

ji members kya hal hai aapka ummid karte Hain ki aap sab theek ho gai aur apna Kam bahut acche se kah Rahe honge ji aapane achcha question Kiya ki kya for extra business Pakistan mein legally allowed hi chij bilkul legally allowed hai agar yah bleakley allowed Na hota to bahut se log isliye mustafina aur hote aur bahut se log se apne ghar aur apni jindagi ko hasana banaa Rahe hote agar yah legally allowed Na hota to Ham bahut se log is per bahut aasani se kam Na kar rahe ho isliye Ham yah confirm kaise sakte hain ki yah business Pakistan mein legally allowed hai is business karne ke liye hamare pass sabse jyada jaruri baat hone hoti hai ki hamari experience hona chahie aur is business ke bare mein information hona chahie agar Ham isliye is business mein fayda utha uthate Hain to hamen chahie ki is bare mein information aur bahut acche se or not working ke sath kam Karen aur kaise kam Karen Jo invalid or se sikhane ko bahut se dusre logon ko mere aur dusre logon ko bhi chahie ki vah aisa kam Karen jisse Ham unse sikhane ke liye dusre logon ko bahut kuchh Mile hamen is kam ko karne ke liye sabse jyada lagane aur mehnat ki jarurat hoti hai aur time dene ki jarurat hoti hai kitna jyada time apne kam ko denge Ham usmein profit hasil karenge aur hamen achievement aur kamyabi hogi ya kam Bada mushkil hai lekin aasan ho sakta hai agar aap isko time denge aur isko samjhana Ham kisi bhi kam ko samajh Kar karenge to hamen vasan lagega ISI tarah is kam ko bhi karne ke liye jaruri hai ki Ham pahle se kam ko samjhe aur sikhe aur is bare mein jaane fir bhi is kam ko Karen oriya medicine liya paida karega

Re: Kya forex business Pakistan me legally allowed hy???

Assalamu Alaikum dear member kaise hain aap ummid Hai kya aap sab khairiyat Honge aapane Humse bahut hi Achcha question Kiya Hai Fox business Pakistan mein legally allowed hai Ji bilkul forex business Pakistan mein legally allowed hai yah Kaisa business hai jismein ham mehnat Karke earning Hasil kar sakte hain Forex Ek Aisa business hai jismein Hamen kam karne ke liye Kisi degree ki jarurat Nahin Hoti Forex ke kam ko Hamesha regular hokar karna chahie Hamen is business ko serious samajhna chahie yah Ek bahut hi Achcha business hai aur Hamen chahie ki Ham apni post ko acchi quality wala banaya tha ki Hamen Achcha Se Achcha profit Mile Ham apni post ki quality ko use Waqt Achcha banaa sakte hain Jab Ham Apne kaam ko mehnat ke sath Karenge aur acche experience aur acchi knowledge ke sath Hamen Apne is kam ko karna chahie aur Jyada Se Jyada demo account per practis karne chahie because Jitna Jyada Ham demo account per practis Karenge utna jyada hi Hamare experience or knowledge mein ijaafa hoga aur Hamen Apne kam ko Hamesha acchi planning ke sath karna chahie aur acchi learning ke sath karna chahie aur apne kam ko Hamesha Soch Samajh Kar karna chahie Forex ke Business mein kam karne karte waqt Hamen jaldbazi bilkul bhi nahin Karni chahie because yah Ek aisa business hai jismein agar Humse koi bhi mistake ho gai To Hamen loss ho sakta hai Hamen Apne kam ko Hamesha Sabar Aur Aaram Ke Sath karna chahie aur apne kam ko fresh mind ke sath aur relax hokar karna chahie aur Forex ke Har EK rules and regulation ko follow karke hi Hamen market Mein trade Lagani chahie aur Market Ko Dekhe bagair Hamen Kabhi bhi trade Nahin Lagani chahie

Re: Kya forex business Pakistan me legally allowed hy???

Forex ka enterprise famous aur global commercial enterprise hai is commercial enterprise mein thousands and thousands of human beings working karte hain aur is enterprise mein total world ke log kam kar rahe hain mere khyal mein koi bhi u . s . a . aisa Nahin hai jis u . s . ke log is enterprise mein Kam Nahin tha rahe hoon on-line aur offline commercial enterprise mein sabse bada commercial enterprise Forex buying and selling hai isliye essential samay kahoon kijiye commercial enterprise Puri duniya mein prison hai isliye Pakistan fundamental bhi yah enterprise prison ho sakta hai.Pakistan mein Forex ka commercial enterprise karte hue hamen is baat ka khas khayal karna chahie ki kyunki koi bhi commercial enterprise jab ham karte hain aur hamare account mein paisa aata hai to humse authorities ka sawal hota hai ki yah paisa kahan se a Raha hai to hamen usko jawab dena padta hai isliye ham apna jo bhi bank account open karvate Hain to hamen Apne Bank mein batana chahie ki ham Forex buying and selling kah rahe hain aur hamen Apne account ko faila karvana chahie Jo log apna account istemal karte hue faila ho ban chuke hain to UN brand pe koi tax bhi nahin hota hai aur vah log legally Forex buying and selling kar sakte hain kyunki yah commercial enterprise on brand ke liye bahut hello behtar sabit hoga isliye hamen apni registration jarur karvani chahie kyunki registration ke bagair koi bhi commercial enterprise unlawful hota hai.Jo log Apne Bank mein apni registration account banate waqt Forex trading per karvate Hain to UN logon ke liye enterprise prison ho jata hai aur hamen bhi chahie ki ham is commercial enterprise ke liye mehnat Karen taki hamen kamyabi mil sake aur ham is commercial enterprise ko samajh sake agar ham is commercial enterprise ko thik tarike se chalana chahte Hain to fir hamen is enterprise pahle Gali kam karna chahie tha ki hamen awful mein koi pareshani Na ho.jab ham legally kam karenge to tab hamen koi pareshani Nahin hogi aur hamara kam kafi behtar ho jaega isliye hamen koshish Karni chahie kya hamara kam felony ho tab hamen hello hamara kam behtar ho sakta hai.

Re: Kya forex business Pakistan me legally allowed hy???

Ye business pakistan mein legitimately permitted hai aur bohat sary log us mein mehnat ker k gaining hasil ker rahy hain humen chahiye k murmur bhi forex standard mehnat keren aur aik lawful reward hasil keren forex standard mehnat se kaam kerny wala kabhi bhi nakam nahi ho sakta forex aik internation firm ben chuka hai jo k bilkul lawful hai ye faka firm bilkul nahi hai aur aik overall business counterfeit nahi ho sakta forex standard work poori duniya se kiya jata hai is liye humen bhi chahiye k murmur forex standard kaam ker k procuring hasil keren forex standard kaam kerny k bohat se rules hain yahan standard kaam kerny waly log kisi doosry ki thraed ya post ko duplicate nahi ker sakty kuen k ye forex ki strategy k khilaf hai har koi apni quality ki learning ko posts kery ga. yahan standard exchanging kbhi ker sakty hain lekin us k liye pehly demo account se exchange kerna pary ga hamen chahiye k demo standard achi tarhan se help ly ker kaam keren taa k murmur kamyab ho saken forex standard har insan lawful work kerta hai aur ye pakistan mein bhi aik lawful aur law k concurring business ben chuka hai murmur is ko kisi bhi soorat deny nahi ker sakty ye hamary liye bohat he significant ahi kuen k ye bohat se logon ka money related vocation bhi sambhaly tint hai logon ki needs forex se poori ho rahi hain forex ko murmur apna future expert profession bhi bena sakty hain aur ye kabhi na khatam hony wali stage hai.

Re: Kya forex business Pakistan me legally allowed hy???

Full access Business mein kam karte hue aapko chahie ki aap is business Mein Apna Kam legally allowed Hote Hue hi Shuru Karen Jab aap is business Mein kam Karte Hain To is time aapko Apne account ko open karna chahie usko acchi tarike se verify karna chahie verification process ko complete karne ke bad aapko legally is business Mein kam karne ki ijaajat hoti hai aap is business Mein kam kar ke jariye earning Hasil kar sakte hain

Re: Kya forex business Pakistan me legally allowed hy???

assalamu alaikum their members I hope you are other fine I am also fine one thing keeping quiet Pakistan phosphorus is a world famous business coach log poochh rahe hain Pakistan Pakistan mein legally allowed hai ya nahin hai to my answer is yes it is legal business in Pakistan so always you need to invest here and earn maximum profit so that you can change your life style even you have to draw with draw money when ke lot of dollars are a lot of money it will change your life so keep hard working if you want to succeed in this business don't worry it is a legal business in Pakistan thank you Allah Hafiz