Borrowing money and then start trading as a beginner? Is it a right decision? If not explain drawbacks? If yes why ?

Borrowing money and then start trading as a beginner? Is it a right decision? If not explain drawbacks? If yes why ?

1. Muqadma Ki Ibteda:
   Trading dunya mein ek aisa kam hai jo tezi se pasmand ho raha hai, khaaskar naye shuru'ati traders ke liye jo is duniya mein aik naya raasta talaash rahe hain. Lekin, is safar ki ibteda ke doran, ek aham sawal uth'ta hai: kya qarz lena aur phir trading shuru karna sahi faisla hai?
   
   Trading ke shuru'ati marahil mein, zyada tar traders ke paas maal o dolat ki kammi hoti hai, aur is wajah se woh apni trading career ko aage barhane ke liye qarz ki madad se capital hasil karna chahte hain. Lekin, yeh faisla aksar samajhna mushkil hota hai ke kya yeh sahi raasta hai ya nahi.
2. Qarz Lena Ka Faisla:
   Qarz lena ek bohot bada faisla hai, khaaskar jab karobar ya trading ka shuru kiya jaye. Yeh ek raqam hai jo aapko wapas deni hoti hai, aksar sath hi sath soodi dar ke saath. Isi liye, qarz lena ke maamle mein aapko bohot soch samajh kar faisla karna chahiye.
   
   Naye traders ke liye, qarz lena aksar ek mushkil faisla hota hai. Woh apni trading career ko aage barhane ke liye paisa jama karne mein asani chahate hain, lekin yeh unke liye ek badi zimmedari bhi hoti hai. Agar qarz lena bohot zaroori hai, toh aapko usay chukana bhi aana chahiye.
3. Trading Ki Shuru'at:
   Trading ek aisa karobar hai jahan har din naye challenges aur opportunities ka samna hota hai. Naye traders ko trading ki duniya mein apna pehla qadam rakhne se pehle, trading ki asoolon ko samajhna zaroori hai.
   
   Shuru'ati dino mein, traders ko market ke dynamics ko samajhna, technical aur fundamental analysis ka istemal karna, aur trading platforms ka istemal karna seekhna hota hai. Yeh ek challenging safar hai, lekin agar sahi tareeqe se kiya jaye, toh yeh ek mazedaar aur munafa bakhsh karobar ban sakta hai.
4. Qarz Ka Intikhab:
   Qarz ka intikhab karna ek mushkil faisla hai. Aksar log jald bazi mein qarz lena ka faisla kar lete hain bina iske nuqsanat aur zimmedariyon ko samajhne. Lekin, sahi faisla sirf itna hi hota hai ke jis qadar ki zaroorat hai, utna hi qarz liya jaye.
   
   Zyada qarz lena ya gair zaroori cheezon ke liye qarz lena aksar nuqsan deh sabit hota hai. Isi liye, naye traders ko hamesha apni financial halat ka tajziya karke, samajhdaari se qarz ka faisla karna chahiye.
5. Faida Ya Nuqsaan:
   Qarz lena aur usay trading mein lagana ek double-edged sword hai. Agar sahi taur par istemal kiya jaye, toh yeh ek maqsadmand tareeqa ho sakta hai karobar shuru karne ka. Lekin, agar ghaflat se istemal kiya jaye, toh yeh ek bara nuqsan sabit ho sakta hai.
   
   Faida ya nuqsaan ka faisla aksar trading ke natije par depend karta hai. Agar trader ka faisla sahi hota hai aur woh munafa kamata hai, toh qarz wapas karne mein koi masla nahi hota. Lekin, agar trade nuksan mein mubtala hota hai, toh qarz wapas karne ka pressure bardasht karne ke liye mushkil ho jata hai.
6. Sahi Faisla Ke Kya Fawaid Hain:
   Agar sahi taur par tayyar kiya gaya hai, to qarz lena aur usay trading mein lagana naye traders ke liye aik behtareen tareeqa ho sakta hai taake unka karobar ko fori shuru'at milti hai. Sahi faisla lene ke fawaid mein shaamil hain:
   • Capital Ki Dastiyab: Qarz lena aksar traders ko zyada capital dastiyab karwata hai, jo unhein trading ke liye ziada flexibility deta hai.
   • Tajurbaat Ki Iqtedar: Qarz lena aur usay trading mein lagana naye traders ko asal duniya ke tajurbaat se waqif kar sakta hai. Yeh unhein market dynamics aur risk management ka acha tajurba faraham kar sakta hai.
   • Munafa Ki Raftar: Agar sahi tareeqe se trading kiya jaye, to qarz lena aur usay trading mein lagana trader ko munafa ki raftar barha sakta hai aur karobar ko tezi se agay le ja sakta hai.
7. Tajurbaat Ka Mauqa:
   Qarz lena aur trading mein lagana naye traders ko asal duniya ke tajurbaat se waqif kar sakta hai. Yeh unhein market dynamics aur risk management ka acha tajurba faraham kar sakta hai. Isi tarah, agar woh sahi tareeqe se apna qarz wapas kar sakte hain, toh yeh unke liye ek valuable learning experience ban sakta hai.
   
   Tajurbaat ka mauqa hasil karne ke liye, naye traders ko hamesha samajhna chahiye ke har trade ek opportunity hai seekhne ki. Agar koi trade nuksan mein mubtala hoti hai, to isay ek moka samajhkar, trader ko apni ghalatiyon se seekhne ka mauqa milta hai.
8. Maujooda Shuru'at Ka Mas'ala:
   Market ki taqat aur kam experience ke sath, qarz lena trading ke shuru'ati dino mein ek bara mas'ala ban sakta hai. Market volatility aur ghair munfarid maamlaat is risk ko barhata hai.
   
   Zyada tar naye traders, jin ke paas kam se kam capital hota hai, zyada qarz lena chahate hain taake woh zyada trades kar sakein aur zyada munafa kamayein. Lekin, yeh unke liye ek badi khatra bhi hai, kyun ke market mein nuqsan hone par unka pura capital khatre mein aa sakta hai.
9. Bardasht Ka Imtihan:
   Naye traders ko bardasht karne ki salahiyat ka imtihan hota hai jab wo trading mein qarz ka bojh uthate hain. Market mein ghata ya munafa tabdeel ho sakta hai, jo unke liye mushkil sabit ho sakta hai.
   
   Bardasht ka imtihan naye traders ke liye ek aham hissa hota hai. Woh apni trading journey ke doran mukhtalif challenges ka samna karte hain aur agar woh bardasht karne ki salahiyat rakhte hain, toh unki trading career mein kamiyabi hasil ho sakti hai.
10. Qarz Ke Intehai Nuqsaanat:
    Qarz ka intehai istemal nuqsaanat ke saath aata hai. Agar trade mein nuqsan hua, toh qarz wapas karne ki liability aur trading capital dono ko mukhtalif mas'ail uthane pad sakte hain.
    
    Qarz lena aur usay trading mein lagana ek bara risk hota hai, khaaskar jab trader ko samajh mein nahi aata ke kis qadar ki raqam istemal karni chahiye. Agar zyada qarz liya gaya hai aur trading mein nuqsan hua hai, toh yeh trader ke liye ek bada challenge ban sakta hai.
11. Munafa Ya Ziyada Nuqsaan:
    Agar trading mein kamiyabi milti hai, to qarz wapas karne ka pressure kam ho jata hai. Lekin agar nuqsan hua, to qarz ke saath saath trading capital ka bhi nuqsaan hota hai.
    
    Munafa ya zyada nuqsaan ka faisla aksar trading ke natije par depend karta hai. Agar trader ka faisla sahi hota hai aur woh munafa kamata hai, to qarz wapas karne ka koi masla nahi hota. Lekin, agar trade nuksan mein mubtala hota hai, to qarz ke saath saath trading capital ka bhi nuqsaan hota hai.
12. Sahi Tareeqa:
    Sahi tareeqa yeh hai ke trading ke liye sirf woh raqam istemal ki jaye jo trader afford kar sake. Qarz sirf agar zaroori ho, tab hi lena chahiye aur usay aqalmandi se istemal karna chahiye.
    
    Sahi tareeqa ke mutabiq, trader ko hamesha apni financial halat ka tajziya karna chahiye aur sirf itni raqam leni chahiye jo woh asani se wapas kar sakein. Isi tarah, woh apne trading career ko behtar tareeqe se manage kar sakte hain aur nuqsaan se bach sakte hain.
13. Tajurbaat Ki Iqtedar:
    Trading ke shuru'ati dino mein tajurbaat ki kadar hai. Agar qarz lena aur usay trading mein lagana tajurbaat hasil karne ka ek zariya hai, toh yeh faisla ho sakta hai ke liye behtar hai.
    
    Tajurbaat ki iqtedar hasil karne ke liye, trader ko hamesha sehatmand trading plan banana chahiye aur us plan ko achi tarah se execute karna chahiye. Isi tarah, woh apne trading journey mein kamiyabi hasil kar sakte hain aur apni financial halat ko behtar banane mein madad mil sakti hai.
14. Naya Trader Ki Mushwara:
    Naye traders ko hamesha sehatmand tajurbaat hasil karne ke liye mustaqil tajurbaat aur salahiyaat par zor dena chahiye. Qarz lena aur usay trading mein lagana sirf tab chahiye jab samajhdaari se kiya jaye.
    
    Naye traders ko hamesha apne financial halat ka tajziya karna chahiye aur sirf itni raqam leni chahiye jo woh asani se wapas kar sakein. Isi tarah, woh apne trading career ko behtar tareeqe se manage kar sakte hain aur nuqsaan se bach sakte hain.

Ikhtitami Khitab:
Is tarah, qarz lena aur usay trading mein lagana ek shuru'ati trader ke liye sahi faisla ho sakta hai agar isay aqalmandi aur tajurbaat ke saath kiya jaye. Lekin, iska galat istemal nuqsaanat ka sabab ban sakta hai. Agar trader samajhdaari se qarz ka faisla kare aur usay aqalmandi se istemal kare, to woh apne trading career mein kamiyabi hasil kar sakte hain.

Faida #1: Seedha Shuruwat

Seedha shuruwat karne ka matlab hota hai bina kisi pehle tay kiye hue plan ke trading shuru karna. Yeh sabse aasan aur seedha tareeqa hota hai trading ka shuru karna, khaaskar agar kisi ke paas pehle se trading ke liye kafi capital nahi hai. Uduhaar se seedha trading shuru karna, kisi bhi trader ke liye seedha rasta ho sakta hai agar woh apne trading ka mahir ban'ne ki koshish mein hain.

Lekin, seedha shuruwat karne ka matlab yeh nahi hai ke bina tay kiye hue plan ke bina hi trading karna chahiye. Seedha shuruwat karne se pehle, ek trader ko apne trading goals aur strategy ko samajhna zaroori hai. Bina kisi tay kiye hue plan ke trading shuru karna, aksar nuksan ka sabab banta hai kyunki trader ko market ki dynamics aur apne risk tolerance ka andaza nahi hota.

Seedha shuruwat karne ka ek aur faida yeh hai ke trader ko apne apne aap ko test karne ka mauka milta hai. Market mein seedha dakhil hone se pehle, trader apni strategy ko demo account ya paper trading ke zariye test kar sakta hai. Is tarah, woh apni trading skills ko improve kar sakte hain aur apni strategy ko refine kar sakte hain.

Seedha shuruwat karne ka ek nuksaan yeh bhi hai ke trader ko market ki asal halat ko samajhne ka mauka nahi milta. Bina kisi tay kiye hue plan ke trading shuru karne se, trader ko market ki volatility aur risks ka andaza nahi hota, jo ki trading ke liye zaroori hai.

Seedha shuruwat karne ka faida yeh bhi hai ke agar trader ko trading mein mukammal dilchaspi hoti hai, to woh apne capital ko barha sakte hain. Agar trader ka pehla trade successful hota hai, to woh apna capital aur trading size barha kar mazeed profit kamane ka mauka milta hai.

Faida #2: Capital Ka Izafa

Capital ka izafa karne ka ek tareeqa uduhaar se trading shuru karna hai. Uduhaar se trading shuru karne se, trader apne paas maujood paisa ko leverage karke apna capital badha sakta hai. Lekin, yeh faisla lene se pehle trader ko apne risk tolerance aur market ke dynamics ka acche se andaza hona chahiye.

Capital ka izafa karne ka ek faida yeh hai ke agar trader ka pehla trade successful hota hai, to woh apna capital aur trading size barha kar mazeed profit kamane ka mauka milta hai. Is tarah, uduhaar se trading shuru karne wale traders apne capital ko gradualy izafa kar sakte hain aur apni trading ko mazbooti se barha sakte hain.

Capital ka izafa karne ka ek nuksaan yeh bhi hai ke agar trader ka pehla trade nuksan mein muntaqil hota hai, to woh apna capital kho sakta hai. Uduhaar se trading shuru karne wale traders ko hamesha yeh yaad rakhna chahiye ke leverage ka istemal bhi apne risk ko barha sakta hai, aur agar market ke khilaaf trade kiya jaye to nuksan bhi barh sakta hai.

Faida #3: Sikhnay Ka Mauka

Uduhaar se trading shuru karne ka ek faida yeh hai ke trader ko trading ke maidaan mein practical tajurba hasil karne ka mauka milta hai. Trading ke maidaan mein practical tajurba hasil karne ke liye, trader ko apni strategy ko demo account ya paper trading ke zariye test karna chahiye. Is tarah, woh apni trading skills ko improve kar sakte hain aur apni strategy ko refine kar sakte hain.

Uduhaar se trading shuru karne ka ek nuksaan yeh bhi hai ke agar trader apne trades mein nuksan uthata hai, to uske paas wapas dene ke liye paisa nahi hota hai. Is tarah, uduhaar se trading shuru karne wale traders ko hamesha yeh yaad rakhna chahiye ke trading ek risky business hai aur woh apne trades ko samajhne ke liye time aur mehnat dena padta hai.

Nuksaan #1: Debt Ka Bojh

Uduhaar se trading shuru karne ka ek bada nuksaan yeh hai ke agar trader apne trades mein nuksan uthata hai, to uske paas wapas dene ke liye paisa nahi hota hai. Debt ka bojh uthane ke baad, trader ka dilchaspi kaafi kam ho jata hai aur woh trading se door ho sakta hai.

Debt ka bojh uthane ka ek aur nuksaan yeh hai ke agar trader apne trades mein nuksan uthata hai, to uske paas wapas dene ke liye paisa nahi hota hai. Is tarah, uduhaar se trading shuru karne wale traders ko hamesha yeh yaad rakhna chahiye ke trading ek risky business hai aur woh apne trades ko samajhne ke liye time aur mehnat dena padta hai.

Nuksaan #2: Pressure Aur Stress

Uduhaar se trading shuru karne ka ek nuksaan yeh hai ke trader ko apne trades ke liye wapas dene ke liye pressure aur stress ka samna karna pad sakta hai. Uduhaar se trading shuru karne wale traders ko hamesha yeh yaad rakhna chahiye ke trading ek risky business hai aur woh apne trades ko samajhne ke liye time aur mehnat dena padta hai.

Nuksaan #3: Financial Risks

Uduhaar se trading shuru karne ka ek nuksaan yeh hai ke agar trader apne trades mein nuksan uthata hai, to uske paas wapas dene ke liye paisa nahi hota hai. Is tarah, uduhaar se trading shuru karne wale traders ko hamesha yeh yaad rakhna chahiye ke trading ek risky business hai aur woh apne trades ko samajhne ke liye time aur mehnat dena padta hai.

Is tarah, uduhaar se trading shuru karne ka faisla lene se pehle, trader ko apni financial sthiti ko acche se samajhna chahiye aur apne risk aur reward ko behad samajhdari se analyze karna chahiye. Uduhaar se trading shuru karne ka faisla lene se pehle, trader ko apne financial goals aur risk tolerance ko madde nazar rakhte hue faisla lena chahiye

Uduhaar se trading shuru karne ka faisla lene se pehle, trader ko apne financial goals aur risk tolerance ko madde nazar rakhte hue faisla lena chahiye. Yeh ek bada faisla hai jo trader ki financial sthiti ko asar kar sakta hai, isliye isko lene se pehle ghaur se sochna zaroori hai.

Trading shuru karne se pehle, trader ko apne financial situation ko samajhna zaroori hai. Agar unke paas paise hain jo woh afford kar sakte hain aur risk le sakte hain, to seedha trading shuru karna ek behtar faisla ho sakta hai. Lekin, agar unke paas paise nahi hain aur woh uduhaar se trading shuru karna chahte hain, to unko apne risk ko samajh kar faisla lena chahiye.

Uduhaar se trading shuru karne ka ek bada faida yeh hai ke trader ko trading ke maidaan mein practical tajurba hasil karne ka mauka milta hai. Agar trader apne trades mein nuksan uthata hai, to uske paas wapas dene ke liye paisa nahi hota hai. Is tarah, uduhaar se trading shuru karne wale traders ko hamesha yeh yaad rakhna chahiye ke trading ek risky business hai aur woh apne trades ko samajhne ke liye time aur mehnat dena padta hai.

Ek acchi tarah se tayyar plan ke bagair, trading shuru karna ek risk hota hai. Bina kisi tay kiye hue plan ke trading shuru karne se, trader ko apni trading goals aur strategy ko samajhna zaroori hai. Seedha shuruwat karne ka matlab yeh nahi hai ke bina tay kiye hue plan ke bina hi trading karna chahiye.

Uduhaar se trading shuru karne ka ek bada nuksaan yeh hai ke agar trader apne trades mein nuksan uthata hai, to uske paas wapas dene ke liye paisa nahi hota hai. Debt ka bojh uthane ke baad, trader ka dilchaspi kaafi kam ho jata hai aur woh trading se door ho sakta hai.

Uduhaar se trading shuru karne ka faisla lene se pehle, trader ko apne financial sthiti ko acche se samajhna chahiye aur apne risk aur reward ko behad samajhdari se analyze karna chahiye. Uduhaar se trading shuru karne ka faisla lene se pehle, trader ko apne financial goals aur risk tolerance ko madde nazar rakhte hue faisla lena chahiye.

Is tarah, uduhaar se trading shuru karne ka faisla lene se pehle, trader ko apne financial goals aur risk tolerance ko madde nazar rakhte hue faisla lena chahiye. Yeh ek bada faisla hai jo trader ki financial sthiti ko asar kar sakta hai, isliye isko lene se pehle ghaur se sochna zaroori hai.

1. Mukhtasir Tanqeed: Pehli nazar mein, naye shuru'at karne walon ke liye paise udhaar lena aur phir tijarat shuru karna ek aham faisla hai. Jab koi shakhs naye karobar ya tijarat mein dakhil hota hai, toh aksar usay shuruaati maqamat mein paise ki zarurat hoti hai. Isi liye woh paise udhaar lekar apni tijarat shuru karna chahta hai. Lekin, is amal ki sahi tafseelat aur faide aur nuqsaan ko samajhna zaroori hai.
   
   Paise udhaar lena aur tijarat shuru karna ek bada faisla hota hai, jo shakhs ke mustaqbil par asar daal sakta hai. Isi liye, is faisle ko samajhdaari se lena zaroori hai taake nuqsaanat se bacha ja sake.
2. Samajhdaari Ki Zaroorat: Naye shuru'at karne walon ke liye, samajhdaari se faisla karna bohot zaroori hai. Paise udhaar lene aur tijarat shuru karne ke pehle, shakhs ko apne maqasid aur maqasid ko samajhna zaroori hai. Usay apni majbooriyon aur zimmedariyon ko madde nazar rakhte hue faisla karna chahiye.
   
   Samajhdaari se faisle lene ke liye, shakhs ko apni financial halat ko bhi mufeed taur par tajziya karna chahiye. Usay apne asal zarurat ko samajhna hoga taake woh sahi faisla kar sake.
3. Mufeed Ya Nuqsaan Deh?: Paise udhaar lena aur tijarat shuru karna munasib hai ya nahi, yeh sawaal aksar naye shuru'at karne walon ke zehan mein hota hai. Is faisle ko samajhdaari se karne ke liye, shakhs ko apni financial halat ko mufeed taur par tajziya karna chahiye.
   
   Agar sahi tareeqe se istemal kiya jaaye, to paise udhaar lena aur tijarat shuru karna mufeed bhi ho sakta hai. Lekin, agar iska istemal ghalt tareeqe se kiya gaya toh nuqsaan bhi ho sakta hai.
4. Faisla Karne Se Pehle Soch Samajhna: Paise udhaar lene aur tijarat shuru karne se pehle, shakhs ko apne maqasid aur maqasid ko samajhna zaroori hai. Usay apni istehkam aur zimmedariyon ko madde nazar rakhte hue faisla karna chahiye.
   
   Is faislay ko lenay se pehle, shakhs ko apne mustaqbil ki tasveer ko bhi ghor se dekhna chahiye taake woh sahi faisla kar sake. Usay apni tijarat ki shuruaat mein kis tarah ki madad ki zarurat hai, yeh bhi tay karna zaroori hai.
5. Mufeed Fawaaid: Agar sahi tarah se istemal kiya jaaye, paise udhaar lena aur tijarat shuru karna aapke liye mufeed ho sakta hai. Is se shuruaati maqamat mein paise ki kami puri hoti hai aur tijarat shuru karne mein madad milti hai.
   
   Paise udhaar lena ek aasan aur tezi se raasta ho sakta hai jisse shakhs apni tijarat ko shuru kar sakta hai. Is se tijarat ki shuruaat mein lagat ki kami hoti hai aur munafa dene wala business ka aghaz hota hai.
6. Shuru'at Mein Madad: Naye shuru'at karne walon ke liye, paise udhaar lena ek madadgar zariya ho sakta hai jisse shuru'at mein zaroorat ki madad milti hai. Is se shuruaati lagat aur munafa kamane mein madad milti hai.
   
   Isi tarah, paise udhaar lena ek behtareen zariya ho sakta hai jisse shakhs apni tijarat ko shuru kar sakta hai. Lekin, is madad ka faida sirf sahi tarah se istemal karne wale shakhs ko hi hota hai.
7. Nuqsaanat Ka Khatra: Lekin, paise udhaar lena aur tijarat shuru karna ek khatarnak kadam ho sakta hai agar iska istemal ghalt tareeqe se kiya gaya. Agar tijarat mein nuqsaan ho gaya toh udhaar ki qarz ada karne mein mushkilat uth sakti hain.
   
   Yeh faisle lene se pehle, shakhs ko apni financial halat aur zimmedariyon ko mufeed taur par ghor se dekhna chahiye taake woh sahi faisla kar sake.
8. Sarmaya Kari Ki Zimmedari: Paise udhaar lena aur tijarat shuru karna ek sarmaya kari hai, aur iske sahi istemal ka zimmedar shakhs khud hota hai. Is liye, shakhs ko apni financial halat aur istehkam ko madde nazar rakhte hue faisla karna chahiye.
   
   Sarmaya kari ki zimmedari lenay se pehle, shakhs ko apne mustaqbil ki tasveer ko bhi ghor se dekhna chahiye taake woh sahi faisla kar sake.
9. Mali Hifazat Ka Ahem Asar: Agar paise udhaar lena aur tijarat shuru karna sahi tareeqe se kiya jaaye, to yeh aapki mali hifazat mein madadgaar ho sakta hai. Is se shuruaati maqamat mein paise ki kami puri hoti hai aur tijarat shuru karne mein madad milti hai.
   
   Mali hifazat ko madde nazar rakhte hue, shakhs ko apne asal zarurat ko bhi samajhna hoga taake woh sahi faisla kar sake. Usay apni financial halat aur istehkam ko bhi dekhna hoga taake woh sahi faisla kar sake.
10. Mufeed Tadbeerat: Mufeed tadbeerat aur moaser ma'loomat ke istemal se, paise udhaar lena aur tijarat shuru karna ek behtar faisla ban sakta hai. Is se shuruaati maqamat mein paise ki kami puri hoti hai aur tijarat shuru karne mein madad milti hai.
    
    Mufeed tadbeerat lenay se pehle, shakhs ko apni financial halat aur istehkam ko bhi dekhna hoga taake woh sahi faisla kar sake. Usay apne mustaqbil ki tasveer ko bhi ghor se dekhna hoga taake woh sahi faisla kar sake.
11. Dobara Ghoor Karna: Faisla karne se pehle, paise udhaar lena aur tijarat shuru karna ki sahiyat aur zarurat ko dobara ghoor kar lena zaroori hai. Is se shakhs ko apne maqasid aur maqasid ko samajhna mein madad milti hai.
    
    Dobara ghoor karne se pehle, shakhs ko apni financial halat aur zimmedariyon ko bhi madde nazar rakhte hue faisla karna chahiye taake woh sahi faisla kar sake.
12. Umeedwar Ke Liye Tadbeerat: Paise udhaar lena aur tijarat shuru karna ke liye, umeedwar ko apne maqasid aur hawalaat ke mutabiq tadbeerat karni chahiye. Is se shuruaati maqamat mein paise ki kami puri hoti hai aur tijarat shuru karne mein madad milti hai.
    
    Umeedwar ke liye tadbeerat lenay se pehle, shakhs ko apni financial halat aur zimmedariyon ko bhi dekhna hoga taake woh sahi faisla kar sake. Usay apne mustaqbil ki tasveer ko bhi ghor se dekhna hoga taake woh sahi faisla kar sake.
13. Tajziya Aur Tadabeer: Har amal ke pehle, tajziya aur tadabeer ki zaroorat hoti hai taake sahi faisle kiya ja sake aur nuqsaanat se bacha ja sake. Is se shuruaati maqamat mein paise ki kami puri hoti hai aur tijarat shuru karne mein madad milti hai.
    
    Tajziya aur tadabeer lenay se pehle, shakhs ko apni financial halat aur istehkam ko bhi dekhna hoga taake woh sahi faisla kar sake. Usay apni tijarat ki shuruaat mein kis tarah ki madad ki zarurat hai, yeh bhi tay karna zaroori hai.
14. Akhiri Faisla: Paise udhaar lena aur tijarat shuru karna ek ahem faisla hai jo hamesha mufeed ya nuqsaan deh ho sakta hai, is liye is par ghoor se sochna zaroori hai. Is se shuruaati maqamat mein paise ki kami puri hoti hai aur tijarat shuru karne mein madad milti hai.
    
    Akhiri faisla lenay se pehle, shakhs ko apni financial halat aur istehkam ko bhi dekhna hoga taake woh sahi faisla kar sake. Usay apne maqasid aur maqasid ko bhi dobara ghoor se dekhna hoga taake woh sahi faisla kar sake.

Paise udhaar lena aur tijarat shuru karna ek bohot bada faisla hota hai, jo shakhs ke mustaqbil par asar daal sakta hai. Isi liye, is faisle ko samajhdaari se lena zaroori hai taake nuqsaanat se bacha ja sake.