International Monitoring Funds (IMF) ek ahem qomi aur beynal-aqwami idara hai jo dunia bhar ke mulkon ki maeeshat par nazar rakhta hai. IMF ka qayaam 1944 mien hua tha, jiska maqsad jang kay baad dunia ke mulkon ko maeeshi behbood aur qarz denay ke liye aik manzooma tayar karna tha. Is idarey ka markazi daftar Washington D.C., America mein waqia hai aur iske 190 se zyada rukun mulk hain.
IMF ka bunyadi kaam mulkon ko financial stability faraham karna hai taake wo apne maeeshat ko behtar tareeqay se chala sakein. Yeh idara mulkon ko qarz, technical madad aur training faraham karta hai jab unhein maeeshat mein mushkilat ka samna hota hai. IMF ka kehna hai ke agar kisi mulk ki maeeshat mein barqarar dehancha na ho, to wo mulk mahngai, berozgari, aur qarzay mein doob sakta hai.
IMF ki sabse ahm khidmat yeh hai ke yeh mulkon ko qarz faraham karta hai jab wo kisi maeeshi buhran ka shikar hotay hain. Yeh qarz aksar wo mulk lete hain jinki balance of payments kharab ho aur jo apni currency ke girnay se apni maeeshat ko behtar nahi kar pa rahe hote. Jab kisi mulk ko IMF se qarz milta hai, to unhein IMF ke mutabiq kuch reforms karne parte hain, jo aksar qawaid aur iqdamat mein tabdeeliyan hoti hain. Iska maqsad hota hai ke mulk apni maeeshat ko sustainable tareeqay se wapas growth ki taraf laayen.
IMF sirf qarz nahi deta, balke maeeshat par technical mashwara bhi faraham karta hai. Yeh mashwara mulk ki finance policies, tax reforms, banking systems, aur trade policies ko behtar banane ke liye hota hai. Iske alawa, IMF mulkon ko apne financial system ko modern banane mein madad karta hai, jo ke mulkon ki long-term economic stability ke liye ahem hota hai. Yeh idara hukumat ko advise karta hai ke wo kaise apni maeeshat ko darust karen aur kaise apni economy mein dar-aamad o bar-aamad ko munazzam tareeqay se behtar karen.
IMF ka aik bara tanazur yeh bhi hai ke jab yeh mulkon ko qarz deta hai, to uske badlay mein kaafi sakht shara’it bhi lagata hai. Yeh shara’it aksar mulkon ko apne budget ko cut karne, subsidy khatam karne, aur tax rates barhane par majboor karti hain. Yeh iqdamat ghareeb tabqay par bura asar dal sakte hain, aur aksar IMF ki policies par tanqeed bhi ki jati hai ke yeh mulkon ko apni marzi ke reforms karne par majboor karta hai jo ke local halaat aur zaruraton ke mutabiq nahi hote.
IMF ki policies par tanqeed bhi hoti rahi hai, khas kar jab unki madad se gareeb mulkon ki maeeshat aur logon par manfi asraat padtay hain. Kayi mulk kehte hain ke IMF ki policies unke qaumi maqasid ko mukammal nahi karnay deti aur inhe apne mulkon ke muqsidat ke mutabiq changes lana mushkil hota hai. Magar doosri taraf, IMF ka kehna hai ke uski policies mulkon ko long-term stability aur growth ki raah par le kar jati hain, agar inhein theek tareeqay se follow kiya jaye.
Akhir mein, IMF ki duniya bhar ki maeeshi system mein aik qabil-e-zikar kirdar hai. Yeh idara mulkon ki maeeshat ko sudharne ke liye ek nizaam faraham karta hai jo mulkon ki financial crises ko overcome karne mein madadgar hota hai. Har mulk ke liye, IMF se madad lena aik badi zimmedari hoti hai kyunke iske badlay mein unhein apni economy mein bara reforms karna parta hai
IMF ka bunyadi kaam mulkon ko financial stability faraham karna hai taake wo apne maeeshat ko behtar tareeqay se chala sakein. Yeh idara mulkon ko qarz, technical madad aur training faraham karta hai jab unhein maeeshat mein mushkilat ka samna hota hai. IMF ka kehna hai ke agar kisi mulk ki maeeshat mein barqarar dehancha na ho, to wo mulk mahngai, berozgari, aur qarzay mein doob sakta hai.
IMF ki sabse ahm khidmat yeh hai ke yeh mulkon ko qarz faraham karta hai jab wo kisi maeeshi buhran ka shikar hotay hain. Yeh qarz aksar wo mulk lete hain jinki balance of payments kharab ho aur jo apni currency ke girnay se apni maeeshat ko behtar nahi kar pa rahe hote. Jab kisi mulk ko IMF se qarz milta hai, to unhein IMF ke mutabiq kuch reforms karne parte hain, jo aksar qawaid aur iqdamat mein tabdeeliyan hoti hain. Iska maqsad hota hai ke mulk apni maeeshat ko sustainable tareeqay se wapas growth ki taraf laayen.
IMF sirf qarz nahi deta, balke maeeshat par technical mashwara bhi faraham karta hai. Yeh mashwara mulk ki finance policies, tax reforms, banking systems, aur trade policies ko behtar banane ke liye hota hai. Iske alawa, IMF mulkon ko apne financial system ko modern banane mein madad karta hai, jo ke mulkon ki long-term economic stability ke liye ahem hota hai. Yeh idara hukumat ko advise karta hai ke wo kaise apni maeeshat ko darust karen aur kaise apni economy mein dar-aamad o bar-aamad ko munazzam tareeqay se behtar karen.
IMF ka aik bara tanazur yeh bhi hai ke jab yeh mulkon ko qarz deta hai, to uske badlay mein kaafi sakht shara’it bhi lagata hai. Yeh shara’it aksar mulkon ko apne budget ko cut karne, subsidy khatam karne, aur tax rates barhane par majboor karti hain. Yeh iqdamat ghareeb tabqay par bura asar dal sakte hain, aur aksar IMF ki policies par tanqeed bhi ki jati hai ke yeh mulkon ko apni marzi ke reforms karne par majboor karta hai jo ke local halaat aur zaruraton ke mutabiq nahi hote.
IMF ki policies par tanqeed bhi hoti rahi hai, khas kar jab unki madad se gareeb mulkon ki maeeshat aur logon par manfi asraat padtay hain. Kayi mulk kehte hain ke IMF ki policies unke qaumi maqasid ko mukammal nahi karnay deti aur inhe apne mulkon ke muqsidat ke mutabiq changes lana mushkil hota hai. Magar doosri taraf, IMF ka kehna hai ke uski policies mulkon ko long-term stability aur growth ki raah par le kar jati hain, agar inhein theek tareeqay se follow kiya jaye.
Akhir mein, IMF ki duniya bhar ki maeeshi system mein aik qabil-e-zikar kirdar hai. Yeh idara mulkon ki maeeshat ko sudharne ke liye ek nizaam faraham karta hai jo mulkon ki financial crises ko overcome karne mein madadgar hota hai. Har mulk ke liye, IMF se madad lena aik badi zimmedari hoti hai kyunke iske badlay mein unhein apni economy mein bara reforms karna parta hai
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