Assalamu Alaikum Dosto!
Market Correction
Forex, Stock aur cryptocurrencies market mein invest karna waqat ke sath financial taraqqi hasil karne ka aik munasib tareeqa ho sakta hai, lekin is ke saath hi risk jore howe bhi hain. Investors ko apne capital ko barqarar rakhne ka sab se bara challenge hai jab stocks girte hain. Jab market mein girawat hoti hai, investments ko nuksan se bachane ke liye aksar log pareshan ho kar apni holdings bechne ka faisla kar lete hain. Lekin yeh tajaweez aksar bari nuksan ka sabab ho sakti hai aur future market recovery ka faida nahi utha sakti.
Correction aik financial instrument ki qeemat mein 10-20% girawat hoti hai. Ye ek company ke shares ya poori indices ko jo sadiyon ko shamil karti hain, ko mutasir kar sakti hai. Aam taur par, aik price decline chaar mahine tak hoti hai, lekin is mein ek din se le kar ek saal tak ka waqt lag sakta hai. Iske asbab aik company ka bekaar report se le kar global geopolitical conflicts tak vary kar sakte hain, lekin kabhi-kabhi koi external wajah na ho kar bhi corrections ho sakti hain.
Kisi bhi cheez ki correction, jaise ke stocks, oil, platinum, grains, currencies, funds, aik industry ya poori market, aik sath ho sakti hai. For example, 2018 mein, 500 se zyada companies ki keemat mein 10% girawat hui.
Wo investors jo long-term strategy istemaal karte hain, woh correction se sab se aasaani se nikal sakte hain: agar unho ne apne paisay 5-10 saal ke liye invest kiye hain, toh unhe temporary price declines shayad hi mehsoos honge. Woh investors jo leverage istemaal karte hain aur jo short-term trading se paisa kamate hain, unhe correction sab se zyada nuksan pahuncha sakti hai.
Aik company ke chart par correction asani se dekha ja sakta hai. Bas annual ya five-year chart display ko on karna hai aur woh periods dhundhne hain jab asset ki qeemat thori dair ke liye gir gayi thi. Stock price ki girawat ko ex-dividend date ke baad bhi consider karna important hai - isay dividend gap kehte hain. Iska correction se koi taluq nahi hota.
Correction ka Asal Asbab Kya Hota Hai?
Stock prices par asar daalne wale buhat se events hote hain: company directors ki speeches, investor reports, pandemics, laws, sanctions, hurricanes aur floods, man-made disasters, aur heads of state ke meetings. Ye events aasani se sab se stable companies ke stocks ki keemat girane mein kamyab ho sakte hain.
Correction ka sabab bhi insano mein chhupa hota hai. Log stocks mein invest karte hain, jo ke inherently human hoti hain, aur market kabhi-kabhi investor behavior ki wajah se correct hoti hai. For example, agar log Elon Musk ko pasand karte hain, toh woh uski company mein zyada invest karte hain jitna woh kamati hai. Jald hi aise "inflated" companies ke shares ki keemat gir jati hai.
Kabhi-kabhi investors trend ke saath chalne ki koshish karte hain. For example, agar aik stock badh raha hai, toh log usme invest karte hain, jisse security ki demand barh jati hai. Demand price ko upar le jati hai. Jab keemat kafi high ho jati hai, toh kuch investors stock ko bech kar profit kamane lagte hain. Correction shuru hoti hai aur woh log jo last mein stock kharidte hain, unka nuksan hota hai. Isliye trend ke peeche bhagna bekaar hai.
Correction seasonal bhi ho sakti hai. For example, summer mein, holidays ya long weekends ke eve par investors trading mein kam shamil hote hain. Exchange par kam supply hoti hai, stocks ki liquidity ghat jati hai, aur speculators is par paisa kamane ki koshish karte hain. In dino mein tez price fluctuations hoti hain, is liye aik stock ki keemat 10-20% gir sakti hai. Correction se darna bekaar hai: jald hi ya dheere dheere yeh ho ga, kyun ke market hamesha ke liye nahi badh sakti.
Correction Kitna Waqt Rehti Hai?
1980 se le kar 2018 tak, US markets mein 37 corrections hui, jin ki average drawdown 15.7% thi. Inka recover karne mein average chaar mahine lagte the. Statistics ke mutabiq, agar investor ne January mein $15,000 invest kiye → correction ke doran $2,355 haar gaye → May mein, portfolio dobara se $15,999 ho gaya. Lekin kabhi-kabhi chezein alag bhi ho sakti hain.
Jo zyada ek stock ki keemat ghat ti hai, woh utna hi zyada waqt leti hai recover hone mein. For example, 2008 ke financial crisis ke bais, US stocks ne kareeb 50% girawat ki. Stock market ka recover 17 mahine tak chala, aur yeh bhi US government aur Federal Reserve ki active madad ke sath hua.
Financiers sirf iske baad keh sakte hain ke kab correction start hoti hai. For example, upar diye gaye example mein markets ka collapse October 2007 mein shuru hua tha lekin officially isay June 2008 mein announce kiya gaya. Isliye correction ke baad market foran apne normal track par aa sakti hai ya phir yeh do saal tak bhi chalta rahe.
Correction Ko Kese Predict Kia Jaye
Kisi bhi correction ka shuru hone ya khatam hone ka waqt, iski muddat, ya assets ki keemat mein kitni girawat hogi, in sab cheezon ko malom karna ka koi reliable tareeqa nahi hai.
Kuch economists market mein trends ko predict karne ki koshish karte hain. For example, Ralph Elliott ne theory di hai ke market waves mein move hoti hai, jo hamesha dohrati rehti hain. Bas yeh samajhna hai ke market abhi increasing ya decreasing wave par hai - aur paisa ban jaayega. Agar aise theories hamesha kaam karti, toh koi bhi correction mein paisa nahi khota.
Isliye humein yeh yaad rakhna chahiye ke correction jald ya dheere zaroor hoga, aur agar kuch waqt se nahi hua, toh dobara sochna chahiye.
Advantages And Disadvantages Of Market Correction
Market corrections market cycle ka aik natural hissa hain, lekin inke investors ke liye fayde aur nuksan dono ho sakte hain.
- Market correction ke fayde:
- Buying opportunities: Market corrections investors ko mauqa deti hain ke woh stocks ko kam prices par khareeden, jo market recover hone par long-term gains mein mubadil ho sakte hain;
- Rebalancing: Market correction investors ko apne portfolios ko rebalance karne ke liye encourage kar sakti hai, jisme overvalued stocks ko bech kar undervalued stocks khareedne mein madad milti hai, jo ke unke long-term returns ko optimize karne mein madad karta hai;
- Expectations reset karna: Market corrections investors ko apne expectations aur risk tolerance ko dobara tajwez karnay par majboor kar sakti hain, jo ke unke liye zyada realistic investment goals aur ek zyada diversified portfolio ka raasta dikha sakti hai.
- Market correction ke nuksan:
- Losses: Market corrections investors ke liye bada nuksan pahuncha sakti hain, khaas kar un investors ke liye jo market mein zyada heavily invest hain, khaas kar agar woh apni investments ko panic mein bech dete hain;
- Economic impact:
- [B] [FONT=Times New Roman] Market corrections ke broader economy par bhi asar pad sakta hai, jaise ke job losses aur consumer spending mein kami;
- Psychological Asarat: Market corrections investors ke darmiyan khauf aur uncertainty create kar sakti hain, jo emotional decision-making aur nuksan-daayak actions ki taraf le ja sakti hain.
Correction Ke Doran Aapko Kya Karna Chahiye?
Correction ek investor ko ameer ya ghareeb bana sakti hai ya phir iska koi asar bhi nahi ho sakta. Yeh sab investor ke amal par mabni hai. Correction ke doran karna chahiye yeh kehna mushkil hai kyun ke koi nahi jaanta ke assets ki keemat kitni giray gi aur kis direction mein jaayegi. Lekin yahan kuch aam tips hain jo paisa bachane mein madad karenge:
- Thanda Mind Use Karen. Correction aik period hai jab kuch investors pareshan ho kar apne assets bech dete hain jab ke doosre saste stocks khareedte hain. Apne assets ke saath kuch bhi karne se pehle, aapko correction ke asbab ko samajhna chahiye, future ko guess karne ki bajaye. Correction ke asbab ko samajhne mein news aur experts ki forecasts ki madad karein.
- Paisa invest karne ke liye karz na len. Agar aap ne invest karne ke liye karz istemaal kiya, toh aap not only profit na paane ka risk le rahe hain balki debts ka bhi. Amooman toh beginners ko behtar hai ke woh apne brokerage account mein jo raqam hai woh zyada se zyada invest karein, aur yeh bhi keh sakte hain ke correction ke doran yeh bilkul na karein.
- Company ke fundamentals jaan lein. Iske liye aapko multipliers madad kar sakte hain. Aapko aik company ko select karna hoga aur uski keemat ko us industry ke doosre companies ke saath compare karna hoga. Agar company overvalued nahi hai, toh shayad koi correction ka koi reason na ho aur keemat jald hi apne pehle ke values par wapis aa jaye.
- Correction ko ek sale samjhein. Warren Buffett aur Nathan Rothschild ne kaha hai ke correction woh waqt hai jab invest karne ka sab se behtar mauqa aata hai. Agar aik stock ki keemat gir gayi hai, toh aap uski khareed ka muaqqa consider kar sakte hain, lekin business ke performance ke hisab se, "discount" ke size ke bajaye. Aapko apne savings ka kuch hissa cash mein rakhna chahiye taa ke aap waqt par saste assets khareed sakein.
- Correction normal hai. Yeh bas ek aisa waqt hai jo investor ki samajh ka imtihan leta hai. Paisa bachane ke liye hamesha ek investment strategy ko follow karna chahiye jo stocks 10-20% saste hone par kya karna hai, iske liye prescription hona chahiye.
Conclusion
Conclusion ke mutabiq, market corrections stock market cycle ka aik normal hissa hain, aur investors ko inka samna karne ke liye tayyar rehna chahiye. Jab market correction experience karta hai, toh assets ko bechne ka faisla karna aksar mushkil hota hai. Lekin woh investors jo saket rahein aur apne capital ko barqarar rakhne ke liye strategies ko follow karein, woh market ke dobara se recover hone par majboot nikal sakte hain. Corrections investors ke liye fayde bhi lekar aati hain, jaise ke saste stocks ko khareedne ka mauqa, aur nuksan bhi ho sakte hain, jaise ke bade nuksan ka khatra. Aakhir mein, correction se bachne ka asal tareeqa yeh hai ke aapke paas aik lambi muddat ki investment strategy ho aur aap emosiyon ya short-term market fluctuations par based faislay nahi karein.
تبصرہ
Расширенный режим Обычный режим