tips to overcome present bias?

Tips to overcome present Bias?

Set smart Goals : makhsoos, qabil pemaiesh, qabil husool, mutaliqa, aur waqt ke paband ( smart ) sarmaya kaari ke ahdaaf qaim karen taakay aap ko taweel mudti maqasid par tawajah markooz rakhnay mein madad miley, mojooda taasub ke assar o rasookh ko kam karne aur mukhtasir muddat mein kaam karne ke jazbay ko kam karen. aik taweel mudti sarmaya kaari ki hikmat e amli apnayen : Adopt a long_ term investment aik taweel mudti sarmaya kaari ki hikmat e amli tayyar karen aur is par qaim rahen, jaisay dollar ki ost laagat ya dyoydnd ki dobarah sarmaya kaari, jo waqt ke sath sath musalsal, nazam o zabt ke sath sarmaya kaari ki hosla afzai karti hai. –apne sarmaya kaari ke port folyo ko mtnoa banayen Diversify your investment portfolio : tanawu aap ki sarmaya kaari ko mukhtalif asasa classon aur sarmaya kaari ki gariyon mein phela kar mojooda taasub ke asraat ko kam karne mein madad kar sakta hai, is terhan market mein qaleel mudti utaar charhao se wabasta khatraat ko kam kar sakta hai. cooling of period nafiz karen Implement a cooling _off period : koi bhi naya sarmaya kaari ka faisla karne se pehlay, faislay ka dobarah jaiza lainay aur is ke taweel mudti mzmrat par ghhor karne ke liye –apne aap ko cooling of period den. is se mojooda taasub ki wajah se mutasir kin faislon ko roknay mein madad mil sakti hai. Seek expert Advice : marinating musheer ya brokr se mushawarat aap ke sarmaya kaari ke faislon par aik marozi nuqta nazar faraham kar sakti hai aur mojooda taasub ki nishandahi karne aur is par qaboo panay mein aap ki madad kar sakti hai. What cause present Bias? mojooda taasub sarfeen ko zabardast kharidari karne, zaroorat se ziyada kharch karne aur zaroorat se ziyada karzzzz lainay par majboor kar sakta hai. un tarz amal ke nateejay mein bachat se ziyada kharch karne ko tarjeeh di ja sakti hai, jis ke nateejay mein taweel mudti maali Adam istehkaam ho sakta hai, jaisay ke zindagi mein baad mein retirement ki khatir khuwa bachat nah hona. The bottom linemojooda taasub mutazaad waqti intikhab ki aik shakal hai jo is waqt hoti hai jab log taweel mudti fawaid ki qeemat par qaleel mudti fawaid ko ziyada wazan dete hain. yeh kisi ki maali behbood par aik ahem assar daal sakta hai, kyunkay zabardasti kharch ya qiyaas aarai taweel mudti bachat aur astritjk sarmaya kaari ke faislon ko rokkk sakti hai. mojooda taasub riayat ki shakal ikhtiyar kar sakta hai, jo aksar qaleel mudti soch aur sab se behtareen nataij ka baais bantaa hai. mojooda taasub ko pehchan kar aur un se nimatnay ke zariye, afraad ziyada bakhabar faislay kar satke hain jo taweel mudti maali kamyabi ko tarjeeh dete hain. wazeh sarmaya kaari ke ahdaaf ka taayun, taweel mudti sarmaya kaari ki hikmat e amli ko apnaana, mtnoa banana, aur pesha warana mashwaray ki talaash jaisi hikmat amlyon ko nafiz karna mojooda taasub ke asraat ko kam karne mein madad kar sakta hai . Thanx to my All Friend's