what is an mfi?

What is an Mfi?

Aslam u alaikum dear What is an mfi Micro fnans, jisay crdt bhi kaha jata hai, aik qisam ki banking service hai jo kam aamdani walay afraad ya garohoon ko faraham ki jati hai jo basorat deegar maali khidmaat tak rasai nahi rakhtay. jabkay fnans mein hissa lainay walay idaray aksar qarza faraham karte hain — lonz $ 50 se le kar $ 50, 000 se kam tak ho saktay hain. lekin bohat se bank izafi khidmaat paish karte hain jaisay checking aur saving accounts ke sath sath insurance products, aur kuch maliyati aur karobari taleem bhi paish karte hain. 1 2 fnans ka maqsad bil akhir ghareeb logon ko khud kafeel ban'nay ka mauqa faraham karna hai fnans aik banking service hai jo kam aamdani walay afraad ya garohoon ko faraham ki jati hai jinhein basorat deegar maali khidmaat tak koi aur rasai haasil nahi hoti. fnans logon ko chhootey karobari qarzay mehfooz tareeqay se lainay ki ijazat deta hai, is andaaz mein jo ikhlaqi karzzzz dainay ke tareeqon se mutabqat rakhta ho. fnansng operations ki aksariyat taraqqi Pazeer mumalik mein hoti hai, jaisay ke Bangladesh, cambodia, hindostan, Afghanistan , jamhoori jamhooria kango, Indonesia , aur aykwador, aur deegar mein. 3 riwayati karzzzz dahindgaan ki terhan, qarzon par sood wusool karte hain aur adaigi ke makhsoos mansoobon ko qaim karte hain. aalmi fnans market ki maliyat 2022 mein aik andazay ke mutabiq $ 187 billion thi, aur tawaqqa hai ke 2030 tak yeh $ 488 billion se tajawaz kar jaye gi For example Tsham, banking khidmaat se kharij honay ke bawajood, jo log rozana $ 2 se kam par rehtay hain, woh bachat, karzzzz lainay, ya crdt ya insurance haasil karne ki koshish karte hain, aur woh –apne karzzzz ki adaigi karte hain. is terhan, bohat se ghareeb log madad ke liye aam tor par khandan, doston, aur yahan tak ke lone shark ( jo aksar had se ziyada sharah sood wusool karte hain ) ki taraf dekhte hain. fnans logon ko chhootey karobari qarzay mehfooz tareeqay se lainay ki ijazat deta hai, aur is tareeqay se jo ikhlaqi karzzzz dainay ke tareeqon se mutabqat rakhta ho. agarchay yeh poori duniya mein mojood hain, lekin fnansng ki ziyada tar karwaiya taraqqi Pazeer mumalik mein hoti hain, jaisay ke Bangladesh, cambodia, hindostan, Afghanistan , jamhoori jamhooria kango, Indonesia aur aykwador. 3 bohat se fnans idaray, jinhein kabhi kabhi mfis kaha jata hai, khaas tor par khawateen ki madad par tawajah markooz karte hain. 5 6 fnansng tanzeemen barri tadaad mein sar garmion ki himayat karti hain, jin mein bunyadi baatein faraham karna shaamil hain jaisay ke bank checking aur saving accounts. yeh programme buk capping, cash flow managment, aur accounting jaisi takneeki ya pesha warana mharton par tawajah markooz kar satke hain. misaal ke tor par, agar kisi fard ko kaarobar shuru karne ke liye apna paisa istemaal karne mein dushwari ho rahi hai, to woh shakhs group ke dosray mimbraan ya lone officer se madad le sakta hai. adaigi ke zariye, karzzzz ke wusool knndgan aik achi crdt history tayyar karna shuru kar dete hain, jo inhen mustaqbil mein barray qarzay haasil karne ki ijazat deta hai. agarchay yeh karzzzz lainay walay aksar" intehai ghareeb" ke tor par ahal hotay hain, lonz par adaigi ki shrhin ziyada riwayati maali eaanat par adaigi ki ost sharah se ziyada hoti hain. History of microfinance Misaal ke tor par, Bangladesh mein gramin bank, asal lindrz mein se aik, 98 % ki ost adaigi ki sharah batata hai. fnans koi naya tasawwur nahi hai. is qisam ke chhootey operation 18 win sadi se mojood hain. landing ka pehla waqea irish lone fund system se mansoob hai, jo jonathn soyft ne muta-arif karaya tha, jis ne ghareeb irish shehrion ke liye halaat ko behtar bananay ki koshish ki. 9 apni jadeed shakal mein, fnansng 1970 ki dahai mein barray pemanay par maqbool hui. tawajah haasil karne wali pehli tanzeem gramin bank thi, jisay 1983 mein Mohammad Younis ne Bangladesh mein shuru kya tha. 10 –apne gahkon ko karzzzz faraham karne ke ilawa, gramin bank yeh bhi tajweez karta hai ke is ke sarfeen is ke" 16 faislon" ko subscribe karen, un tareeqon ki aik bunyadi fehrist jis se ghareeb apni zindagi ko behtar bana satke hain. 11 16 faislay mukhtalif mozuaat par baat karte hain, jin mein jore ki shadi par jahez jari karne ke amal ko roknay ki darkhwast se le kar peenay ke pani ko saaf rakhnay tak shaamil hain. 2006 mein, noble aman inaam Younis aur gramin bank dono ko fnans system ki taraqqi mein un ki koshisho ke liye diya gaya .