Ya Review Banks ki Income per Mabni hai.

Dear members Assalamu Alaikum Mein Aaj banks ki income per review aapke Samne share karna chahta hun aur ismein main aapko Bank ki ki source of income ke Hawale se kuch important information Dena Chahunga Aur Main ummid Karta Hun ki aap meri baat se Ittefaq karte hue is Baat ko accept krin gay aur is se aapke knowledge mein Achcha izafa bhi ho sakta hai.

Interest Rate:

Dear jab Bank Mein Kuchh log apni investment deposit Karvate Hain To Bank unko less rate of interest de raha hota hai aur Iske against Jab bank se kuch log loan Lete Hain To bankon ko higher rate of interest charge kar raha Hota Hai ine donon ka difference Jo Hota Hai vah Bank ki income hoti hai.

Investment on different places:

Jab different people Bank ke pass apni reserve deposit Karva Dete Hain To Bank use amount ko apne pass Nahin Rakhta balky usko different places per investment kar deta hai Pak simple Bank use reserve se property purchase kar leta hai aur iske sath sath Aur Bhi Kai Business mein usko investment Karke achha profit Hasil karta rahata hai.

Reserves for Contingencies :

Bank ke pass jitne bhi collection akathi Hoti Hai usmein se bank Kuchh percentage apne pass reserve Rakhta hai jo daily basis per Bank check ko clearance karne ke liye istemal Karta Hai Iske alava Bank ke pass jitne bhi amount Hoti Hai vah different places per investment kar di Jaati Hai jisse Bank bahut accha profit Hasil kar raha Hota Hai.

Advantages :

Dear members Jab Bank ke pass Itni Jyada collection Hogi Bank ke liye utna hi jyada fayda ho sakta hai aur vah usse Itni hi jyada profit Hasil kar sakta hai Kyunki Jab Bank ke pass Jyada reserves Honge to vah Jyada Se Jyada business may participate ka sakega aur use ratio se hi jyada profit Hasil karne ki position Mein a sakta hai Iske alava Agar bahut jyada log bank se loan Lenge to usmein bhi Bank ok bahut accha profit Hasil kar sakta hai

Disadvantages :

Jab Bank ki closing hoti hai to use time per aapko agar koi amount jarurat Pahr Jaaye to use time per aapke liye kuch problem hote hain aur Bank aap ko excuse karte hue aapka check refund bhi kar sakta hai aur use time per aapko co-payment Nahin Mil sakti iske sath sath agar aap Bank Mein fix deposit Karva Dete Hain To usko Kisi emergency mein bhi aap refund Nahin Karva Sakte.

Re: Ya Review Banks ki Income per Mabni hai.

Walekum assalam Diye brother aapane bahut hi acchi information Hamare Sath Ke Shahar ki hai aur aapane bahut hi Achcha review pesh Kiya Hai Maine ki income ke bare mein to Main Bhi aapko Apne knowledge ke hisab se ismein batana Chahunga ki bahan Kis Tarah apni income Hasil karte hain aur Inko Hamare investment se kya fayda hota hai aur yah Kis Tarah iska istemal Karte Hain.

Dear bank Mein Ham Jab koi bhi investment karte hain to uska Hamen account opening 1 procedure complete karna Hota Hai Jab Ham ismein procedure ke mutabik Kis Mein Kaam Karenge To Hamen ismein Bank ki income ke bare mein pata chalega Kyunki Bank Jab koi bhi account open Karta Hai To usmein aapke pass mukhtalif options hote hain jinko aap complete karte hain aur aap Iske mutabik ismein investment karte hain aap Agar ismein current account open Karvate Hain To Bank aapko ismein koi bhi interest per nahin karta sirf aur sirf aap Bank Mein Jama Karvate Hain To vah Bank apne pass investment Nahin rahata lekin vah Hamari investment ko Aage assets ke Taur per invest karta hai aur usse Apna profit leta hai lekin use profit se Hamen Kuchh Bhi Nahin deta to yah Bhi Ek Bank ki income hoti hai.

Dear banks Mein Se Jab Ham koi bhi loan Lete Hain To ismein Hamen bank interest rate Jyada charge karta hai aur ham Agar is Mein investment Karte Hain To is se Hamen Bank Apna interest rate kam charge karta hai aur yah bhi kam interest rate uski income hoti hai lekin Ham Jo ismein investment karte hain vah Aage usko invest karte hain aur usse profit Pasand Karte Hain yah Bhi Ek Bank ki income hoti hai.

Aur banks Is Tarah Ke bahut Sare charges lete hain jisse Bank income mein bahut jyada ijaafa hota rahata hai aur Bank Jab Bhi Kisi bhi members ko loan Dete Hain to ise a security uski Ek apne pass dekhte hain aur Jab Bhi Bank security ke Taur per apne pass koi bhi chij rakhega to uski vah bhi income ho sakti hai aur ham dekhte hain ki Bank Jab Bhi loan Deta Hai To usme interest charge karta hai aur uska interest rate Jyada hota hai lekin Jab Ham usmein investment Karte Hain To Bank ka interest rate kam hota hai to yah Bhi Ek Bank ki ki income hoti hai.

Re: Ya Review Banks ki Income per Mabni hai.

Bank income se related maloomat hamy apny bank key branch se hi mil sakti hay har bank key investment plans different hoty hey aur investment par jo income/profit dia jata hay es me be difference dekny ko hamy mil sakti hay andazy key mutabeq every month 1.2% ka profit investment key base par dia jata hay es key ley zarori ye hay key saving account ko muntakheb kar key es me investment ki jaye, agar 200000 ki investment ki jaye to hamari ye amount bank me safe be reh sakti hay aur saving account me es ko rakny ka advantage hamy ye hasil ho ga key every month 1.2% ka profit be lagta hay jo key hamary esi amount me include kar dia jata hay, es profit me zakat, government taxes waghira shamil hoti hay jab key koch charges ham ne extra hi ATM aur debit/credit card ki fees pay karna pardti hay, bahot se banks esy be hey jo key few years ki investment plans ki offer be karty hey magar es ka nuqsan ye hota hay key agar 10 years investment plan ko ham choose karen to ham en 10 years me money ko bank se withdraw nahi kar saken gey ye fix deposit plan hota hay jes me account holder 1 tarha se bank key rules ka paband ho jata hay, Magar Pakistan me Islamic banks be hey jo key profit bilkul be nahi dety es profit ko Islamic rules key mutabeq sood samja jata hay es key hasil karny ko haram samja jata hay.

Re: Ya Review Banks ki Income per Mabni hai.

Banks income kai tarakoo se generate kar raha Hota Hai. Lekin in mein teen sab se aham ya Han
Number 1 fee based income.
Fee based income mein bank different tareekoo se customer se fees ki mad may lejane wali rakam se income generate kar raha hota Hai. Jaisa ki ATM card ki fees checkbook issuence fees online services provide karne ki fees cash deposit withdrawal check deposit withdrawal clearing stop payment statement issuence charges etc.
Number 2 per aata hai ki Bank apni customers ko koi landing karke income generate kar raha hota Hai jaise ke car finance house finance credit card agri loan commercial loan.
Number 3 per aati Hai Bank ki direct Investments jismein Bank khud investment karta hai kisi bhi project Ma ya per government ko loan dekar ya pir apne tur per koi khud Nain project Shuru karta hai. Iske alava Bank stock market mein bhi investment Karte Hain jisse income generate hoti hai Umeed karta hun ke aapko pata chal gaya hoga hoga kay Bank kaise income generate Karte Hain

Re: Ya Review Banks ki Income per Mabni hai.

Dear ap na bohat acha topic choice kia hai.
Bank ke income different sources sc hoti hai kion ka bank ka pas bohat zaida amount hoti hai jis ke help ac bank different contract jar ka apni income increase kartha hai is sath Jo facility hamy bank provide kar raha hai us ma be charges Ham sc lata hai is Tara bank dino taraf sc apni income increase kar rah hai
Advantage
Dear ap jab be kisi bank main apni amount invest karthy hai. Bank apni service ja charges lata hai or ap ke amount ke use kar ka ap ko benefit data hai
Dear bank hamy different facility provide kar raha hai.
Atm card mobile banking . message service is ja charges lay kar bank apni income increase kartha hai.
Disadvantage.
Dear bank ke income ka hamy pata nai hai ka ye hall profit hai kannai .
Bank ak schedule ja motabik Kam karthy Hain
Jis main local member ko zaida faida main hota.

Re: Ya Review Banks ki Income per Mabni hai.

Assalam walekum Pyare bhai jaan aapane bahut hi acchi information Hamare Sath to share ki hai aur aapane bahut hi Achcha review pesh kiya hai main Ki Main ki income ke bare mein to Main Bhi aapko Apne knowledge ke hisab se ismein batana Chahunga ke bhai Kis Tarah apni income Hasil karte hain aur Inko Hamen investmentor se kya fayda hota hai aur yah Kis Tarah iska istemal Karte Hain

Dear brother Bank Mein Ham Jab Bhi Koi Bhi investment karte hain to uska Hamen account opening aur complete karna Hota Hai Jab Ham ismein Rocher ke mutabik ISI Mein kam Karenge To Hamen ismein Bank in com ke bare mein pata chalega Kyunki Bank Jab Bhi Koi Bhi account open Karta Hai To usmein aapke pass mukhtalif option Hote Hain Jo ke aap complete karte hain aur aap kis kam tabhi Kisne investment karte hain aur aap Agar ismein current account open Karvate Hain To Bank aapko ismein koi bhi interest per nahin karta sirf aur sirf aap Bank Mein Jama Karvate Hain To vah Bank apne pass instrument Nahin Rakhta lekin vah Hamari investment co age accept ke Taur per invest karta hai aur uske Apna profit leta hai lekin use profit se Hamen Kuchh Bhi Nahin deta to yah bhi IQ Bank ki income hoti hai

Their bank Mein Se Jab Ham koi bhi loan Lete Hain To usmein Hamen Bank International rate Jyada charging karta hai aur ham Agar ismein investment Karte Hain To isase Hamen Bank Apna interest rate kam charging karta hai aur yah bhi kam interest Jaate Hue uski income hoti hai lekin Ham Jab bich ismein investment Karte Hain To vah isko invest karti hai aur usse profit Pasand Karti Hai yah Bhi Ek Bank ki income hoti hai

Aur banks Is Tarah Ke bahut Sare charges Dete Hain jisse Bank in Kaun mein bahut jyada ijaafa Hota Hai rahata hai aur Bank Jab Bhi Koi Kisi bhi members for loan Deta Hai To usse security uski Ek apne pass dekhte hain aur Jab Bhi Bank security ke Taur per apne pass koi bhi chij Rakhta hai to uski vah bhi income ho sakti hai aur ham dekhte hain to is Bank D loan Deta Hai To usmein interest charges karta hai aur uske interest rate Jyada hote hain lekin Jab Ham usmein cement Karte Hain To Bank ka interest rate kam hota hai to yah bhi Ik Bank ki income hoti hai

Re: Ya Review Banks ki Income per Mabni hai.

Hum logon ki incomes banks kay andar aajati hein is ka matlb ye hay kay ham wahan say ATM say niklwa saktay hein acchi hni cahie whole majo kam hpko accha acclaimil sakt hai to isliye yada pos ki Bajacchi posting Kaen aur sab nuska taka yahHotKi vah Sab Ek recrd purchsing andselling co maab jo bhi Saubh Mein postic ho ess hai jis favored hmari purchasingand selling ruleaffliction hchnaces zydain guid karain kay OK riske scholarly Hai ismein Kisi bhi Wqt koi bhi advacement ho saktr use ki vajah se ismein a howa aor abs paashani ka samnana favored raha rogm na aanay ki waja s bray indispensable aksar pe lilam h albta s mai mainy toaam kia hai kun alrightmainy ais corrspondence favoredw record banaya haiis ki wajais undertaking mai kaam start kia hai

Re: Ya Review Banks ki Income per Mabni hai.

Assalamu alaikum dear friends Bank income se related maloomat hamy apny bank key branch se hi mil sakti hay har bank key investment plans different hoty hey aur investment par jo income/profit dia jata hay es me be difference dekny ko hamy mil sakti hay andazy key mutabeq every month 1.2% ka profit investment key base par dia jata hay es key ley zarori ye hay key saving account ko muntakheb kar key es me investment ki jaye, agar 200000 ki investment ki jaye to hamari ye amount bank me safe be reh sakti hay aur saving account me es ko rakny ka advantage hamy ye hasil ho ga key every month 1.2% ka profit be lagta hay jo key hamary esi amount me include kar dia jata hay, es profit me zakat, government taxes waghira shamil hoti hay jab key koch charges ham ne extra hi ATM aur debit/credit card ki fees pay karna pardti hay, bahot se banks esy be hey jo key few years ki investment plans ki offer be karty hey magar es ka nuqsan ye hota hay key agar 10 years investment plan ko ham choose karen to ham en 10 years me money ko bank se withdraw nahi kar saken gey ye fix deposit plan hota hay jes me account holder 1 tarha se bank key rules ka paband ho jata hay, Magar Pakistan me Islamic banks be hey jo key profit bilkul be nahi dety es profit ko Islamic rules key mutabeq sood samja jata hay es key hasil karny ko haram samja jata hay.

Re: Ya Review Banks ki Income per Mabni hai.

Assalamu alaikum ji bhaiyon made hai aap khairiyat se honge aapane bahut hi acchi hai information share ki hai Bank ok incomes ke bare mein kyunki Bank ek financial institute hai aur Bank apne operation carry karta hai to uske against kuchh charges bhi aapse charge karta hai jo ki uska source of income hai kyunki yah financial institution hai to iska basic purpose apna profit kamana hota hai aur yah profit kam aata hai jiska different tarike hote Hain Jo ki main aapko batata hun

SOURCE OF INCOME :

Landing :

landing se Murad yah hai ki Bank apne different peoples ko launch provide karta hai aur UN per unse rate of interest charge karta hai jo ke Bank ka source of income hai Bank mukhtalif logon ko launch provide karta hai aur UN per kaun se interest received karta hai jo ke Bank ka source of income hota hai ya kam rate per logon se deposit receive karta hai aur jyada interest rate per aage loan distribute karta hai aur use per logon se a interest received karta hai jo kiska source of income hai

SERVICE CHARGES :

Bank aapko mukhyalay facilities provide karta hai jaise ke Bank ke jariye aap apna fund ek City se dusre City ek province se dusre province ya ek country se dusre country transfer kar sakte hain aur is facility ko Bank provide karta hai aur uske against aapse service charges charged karta hai joke Bank ka source of income hai

AUTO CAR FINANCE :

auto car finance ke naam se bank ka ek department maujud hai jis per Bank aapko ka provide karta hai aur use per aapse rate of interest charge karta hai hai iska rate of interest installment per depend karta hai jitni jyada aap ki installment ki length hogi aapko apna hi jyada interest rate Dena hoga aur yahi Bank ka source of income hai isase Bank income kam aata hai

DIFFERENT INVESTMENT :

iske alava Bank different projects main bhi invest karta hai aur vahan se profit gain karta hai kyunki Bank ke pass logon ka deposit maujud hota hai aur iske pass amount sar plus hoti hai to yah Bank mukta Le projects mein investment karta hai aur investment karne ke bad vahan se profit kam aata hai jo kiska source of income hai

Re: Ya Review Banks ki Income per Mabni hai.

Assalamu alaikum my dear all forex member here review bank ki income per mabni haiBank ki ki source of income ke Hawale se kuch important information Dena Chahunga Aur Main ummid Karta Hun ki aap meri baat se Ittefaq karte hue is Baat ko accept krin gay aur is se aapke knowledge mein Achcha izafa bhi ho sakta hai
Dear jab Bank Mein Kuchh log apni investment deposit Karvate Hain To Bank unko less rate of interest de raha hota hai aur Iske against Jab bank se kuch log loan Lete Hain To bankon ko higher rate of interest charge kar raha Hota Hai ine donon ka difference Jo Hota Hai vah Bank
Jab different people Bank ke pass apni reserve deposit Karva Dete Hain To Bank use amount ko apne pass Nahin Rakhta balky usko different places per investment kar deta hai Pak simple Bank use reserve se property purchase kar leta hai aur iske sath sath Aur Bhi Kai Business mein usko investment Karke achha profit Hasil karta
Bank ke pass jitne bhi collection akathi Hoti Hai usmein se bank Kuchh percentage apne pass reserve Rakhta hai jo daily basis per Bank check ko clearance karne ke liye istemal Karta Hai Iske alava Bank ke pass jitne bhi amount Hoti Hai vah different places per investment kar di Jaati Hai jisse Bank bahut accha profit Hasil kar raha Hota hai.

FAIEDY.
Dear members Jab Bank ke pass Itni Jyada collection Hogi Bank ke liye utna hi jyada fayda ho sakta hai aur vah usse Itni hi jyada profit Hasil kar sakta hai Kyunki Jab Bank ke pass Jyada reserves Honge to vah Jyada Se Jyada business may participate ka sakega aur use ratio se hi jyada profit Hasil karne ki position Mein a sakta hai Iske alava Agar bahut jyada log bank se loan Lenge to usmein bhi Bank ok bahut accha profit Hasil kar sakta hai

NUQSAN.
Jab Bank ki closing hoti hai to use time per aapko agar koi amount jarurat Pahr Jaaye to use time per aapke liye kuch problem hote hain aur Bank aap ko excuse karte hue aapka check refund bhi kar sakta hai aur use time per aapko co-payment Nahin Mil sakti iske sath sath agar aap Bank Mein fix deposit Karva Dete Hain To usko Kisi emergency mein bhi aap refund Nahin Karva Sakte

Re: Ya Review Banks ki Income per Mabni hai.

Deers aapane bahut important topic pa review diya hai no doubt aapka knowledge bahut achcha tha Bank ki income ke bare mein detail se bataya hai ab main apna knowledge share karungi

dear jab aap kisi Bank mein account open karte hain to vah aapko different types ki account ke bare mein batata hai agar aap current account open karte Hain to ismein Jo investment karte hain isase aapko Koi profit nahin diya jata aur agar saving account open karte hain to use per aapko profit Diya jata hai ab main aapko batati Hun Ki Bank apne pass sa hamen vah profit nahin deta bol ke jab kisi Bank mein investment ki jaati hai hai to vah investment apne pass nahin rakhta usy different places per invest karta hai jisse jo profit gain karta hai vah Bank ki income hoti hai

Bank apne customers ko different types ka loan offer karte Hain jab vah loan dete Hain us per interest rates lagate Hain Jo ki kafi jyada hote hain vah bhi Bank ki income ka ek source hai ise Bank kafi Dada income banaa leta hai

jab Bank kisi ko loan deta hai to vah Koi Na Koi security mangta hai log apni property aur gold security ke taur per dety hain aur unse loan Le lete hain agar vo in time loan wapas nahin karte to unki chijon ko Bank apne pass rakh leta hai yah bhi Bank ki income ka source hai

jab Bank mein amount deposit karvai jaati hai to Bank vah amount apne pass nahin rakhta kuchh amount daily working ke liye pass sakta hai Baki different kamon mein invest kar deta hai ise Jo profit aata hai vah bhi Bank ki income hoti hai kuchh log apni investment ko kuchh duration ke liye freez kara dete Hain aur isase profit hasil karte Hain jab vah amount freez ki jaati hai to use amount ko apne pass nahin rakhta balki usko different places mein invest kar deta hai aur usse Jo profit Hasil hota hai vah bhi Bank ki income hoti hai