margin call in forex

Margin call in forex

Asalam .o.alikum dear forex team members aj hum bat kray gay margin call in forex ka baray ma

High leverage: ziyada lyorij ka istemaal munafe aur nuqsaan dono ko berhata hai, aur is se margin cal ka khatrah barh jata hai. jab tajir aala beyana ke sath barray ohdon par Faiz hotay hain, yahan tak ke un ke khilaaf market ki choti harkat ka nateeja margin cal ki soorat mein nikal sakta hai . Volatility: forex market mein utaar charhao qeematon mein taizi se tabdeeli ka sabab ban sakta hai, jis ke nateejay mein margin calls hoti hain. market ki achanak naqal o harkat ke nateejay mein barray nuqsanaat ho satke hain, aur taajiron ke paas un nuqsanaat ko poora karne ke liye kaafi margin nahi ho sakta . Insufficient account balance: agar kisi tajir ke account ka balance matlooba margin level se neechay ajata hai to usay margin cal masool hogi. aisa ho sakta hai agar koi tajir –apne ohdon par paisay kho deta hai ya –apne account se raqam nikaal laita hai . Poor risk management: jo tajir –apne khatray ka muaser tareeqay se intizam nahi karte hain un ke margin calls masool honay ka ziyada imkaan hai. is mein aisi positions lena shaamil hai jo un ke account ke size ke lehaaz se bohat barri hain ya mumkina nuqsanaat ko mehdood karne ke liye stop las orders ka istemaal nah karna . Overnight positions: raat bhar pozishnin rakhnay se margin cal ka khatrah barh jata hai, kyunkay taajiron se raton raat swap fees li jati hai, jo un ke account mein dastyab margin ko kam kar sakti hai . margin calls se bachney ke liye, taajiron ko khatray ke intizam ki munasib hikmat amlyon ka istemaal karna chahiye, jaisay ke stop las orders ka istemaal, position ke size ko kam karna, aur kaafi account balance barqarar rakhna. brokr ki margin ki zaroriat aur aala lyorij ke istemaal se wabasta khatraat ko samjhna bhi zaroori hai .

explanation Margin call, jab broker trader ko inform karta hai ke unke account ke margin funds ka level itna gir gaya hai ke unki open positions ko barqarar karne ke liye margin ki baki requirements puri nahi ho sakti. Jab margin call hota hai, trader ko apne account mein funds jama karne ka waqat diya jata hai. Agar trader funds deposit nahi karta, to broker ke paas positions ko close karne ka haq hota hai.Yad rahe ke margin trading bohat zeada risk hoti hai, aur traders ko isy achy sy smjhny aur b risk management ki samajh hasil karne mein waqat lagaye . Iske liye, ek sahi rujhan ke saath ek maliyati advisor ki madad lena bhi faydemand ho sakta hai. Thanks

Assalamu Alaikum Dosto!

Margin Call

Margin trading k zarye se ek trader aise trades mein participate kar sakta hai, jis ke leye deposit se zyada funds ki requirements hoti hain. Iske natijan mein, trader ki is tarah ki transactions se hasil hone wala faida badh jata hai. Lekin margin trading ke khatre bhi hote hain, jo ke barhaya ja sakta hai. Yeh khatra kam kiya ja sakta hai agar rules ko follow kiya jaye aur broker ki margin trading ke shorat par amal kiya jaye taake margin call na aaye.
Basically, Margin Call ek notification hai jo broker trader ko bhejta hai jab margin trading ke shorat puri nahi hoti. Yeh deposit ki raqam ko kam kar deti hai, jo broker ne minimum allowable taur par mukarrar ki hoti hai. Is situation mein, trader ko jaldi se apne account ko zaroori had tak dubara bharna hota hai ya phir... kuch bhi na kare, umeed karte hue ke market ki halat unke faavor mein badal jayegi. Margin trading ki shoratain kaafi mukhtalif ho sakti hain, yeh kisi khaas broker ki trading shoratoin par munhasar hoti hain.
Yeh zaroori hai ke samjha jaye ke margin call kab aur kaise hoti hai aur is halat mein sahi taur par kaise pesh aaye. Haqeeqatan mein, yeh bohot se traders ke saath hota hai, aur aise bhi hote hain jo apni ghalat harkaton ki wajah se funds kho dete hain. Kyunki agar trader notice ka jawab nahi deta aur halat mazeed bigarte jaate hain, to broker ko apni marzi se trader ki positions band karne ka haq hota hai bina kisi maali ya tax zimmedari ke. Yeh serious nuksanat ka bais bana sakta hai.
Toh, agar aap apne account mein mojood funds se zyada capital ke saath trade karna chahte hain, to broker aapko zaroori funds deta hai (leverage provide karta hai), aur collateral woh amount hoti hai jo aapke balance mein hoti hai. Maan lijiye agar aapke account mein $1,000 hai, to $400 collateral (margin) hai. Broker aapko is raqam par koi charges nahi karega, lekin ise aapke account mein freeze kar dega, matlab aapko $600 ka istemal free margin ke liye hoga, jo trading ke liye available hai.
Beshak, agar aap kisi open position par deposit tezi se gawana shuru karte hain, to broker ke liye bhi khatra hai ke aapko diye gaye funds ko kho sakta hai. Isliye aap is margin se zyada nuksan nahi kar sakte, isliye yeh margin call aati hai.
Yeh surat-e-haal aam nahi hai jab quotes aapke predictions ke opposite direction mein chalti hain. Jab aapki nuksan ek muqarrar miqdaar tak pahunch jati hai, to broker aapko phone, email, ya trading platform mein push notification ke zariye ek message bhejta hai, jisme aapko bataya jata hai ke aapko apne account mein funds add karne ki zarurat hai. Yeh woh waqt hota hai jab margin call hoti hai. Yaad rahe ke margin call ek intehai alert hai, broker abhi kuch nahi karta, aur aapke paas is par react karne ka waqt hota hai. Sab se important baat yeh hai ke aapko faisla deri nahi karni chahiye, jisse aap apne nuksanat ko kam se kam kar sakein.

Kab Trader Ko Margin Call Milti Hai – Examples

Yahan kuch real misalein hain k kab trader ko margin call milti hai. Yeh aam halat hain jin ka samna bohot se traders ko karna padta hai. Yeh zaroori hai ke in ko roka jaye, aur agar surat-e-haal pehle hi bura hai toh sahi tarah se react kiya jaye.

1. Example: General
   
   
   Maan lijiye aapne faisla kiya hai ke aap 10,000 shares ek bade company ke kharidna chahte hain. Har share ki keemat $5 hai. Iska matlab hai ke aapko $5x10,000 = $50,000 ki zarurat hai taake aap apne maqsad ke hisab se shares kharid sakein. Lekin aapke account mein sirf $25,000 hai, to aap kya kar sakte hain? Aap apne broker se baqi raqam udhaar le sakte hain (1:2 leverage). Aur aap yeh kamyaabi se karte hain. Magar maaloom hota hai ke stock quotes baad mein 28% gir jaate hain. Aap nuksan uthate hain aur margin ki raqam mutasal hoti hai, jo ke ek pre-critical level tak pahunch jaati hai. Broker aapko ek margin call bhejta hai jisme aapko bataya jata hai ke aapko future mein agar shares ki qeemat girne lagti hai to positions ko zabardasti band karne se bachane ke liye kuch karna hoga.
2. Example: Calculation Ke Saath
   
   
   Is example mein maan lijiye ke aap $10,000 ki qeemat ke shares kharidte hain. Aapke account mein sirf $5,000 hai, to aapne apne broker se baqi $5,000 udhaar liya. Aapki tawakulat sach nahi hoti, quotes gir jaate hain aur ab aapke paas $10,000 ki jagah sirf $7,000 ke shares hain. Yahan par apne equity percentage ko calculate karna bohot zaroori hai. Iske liye ye formula istemal hota hai:
   
   
   Current Stock Value – Borrowed Amount = Your Equity.
   
   
   Your Equity / Current Stock Value x 100 = Percentage of Equity.
   
   
   Ab hamare example ke liye calculations karte hain. Pehle formula istemal karte hain: $7,000-$5,000=$2,000, yeh aapki current equity hai. Dusre formula ke liye: (2000$/7000$=0,28) x100=28. 28 equity trade ke percentage ko darust darust batata hai, aur baki capital broker ki taraf se margin ke zariye mukarrar hota hai.
   Ab hamare broker ki margin trading shoratoin par gaur karte hain. Kayi brokers chahte hain ke trader ki equity percentage kam se kam open position ki miqdaar ka 20-30% ho. Is case mein, equity percentage 30% se kam hai, to broker aapko ek notification, yaani margin call bhejega. Notification mein shart hoti hai ke aapko itni raqam deposit karni hogi jisse aapki equity 30% ho. Yeh kisi bhi tarah se calculate karna mushkil nahi hai, yeh formula istemal hota hai:
   
   
   Current stock price x required minimum equity percentage = required minimum equity.
   
   
   Minimum Equity Requirement – Current Equity = amount to be added.
   
   
   Hamare example mein, pehle formula ke mutabiq: $7000x0,30=$2100. Dusre formula ke mutabiq: $2100-$2000=$100. Toh, aapko apne account mein $100 deposit karna hoga, taki aap apne broker ki margin requirements ko pura kar sakein.

Margin Call Par Kya Karna Chahiye

Chahay aap jo bhi trading type kyun na karein, jo bhi assets istemal karein, jo bhi aapki strategy ho, ya jo bhi aapke broker ki trading shoratoin ho, ek cheez hai jo poori tarah se khatam nahi ki ja sakti. Woh hai risk. Margin trading mein, yeh risk seedhe tor par margin call ke waqt paida hota hai. Lekin margin call ka samna karna khatarnak nahi hai, khatarnak yeh hai agar aap galat taur par react karte hain. Niche hum teen mumkin reactions ke liye ek algorithm dete hain.

• Zyada Funds Deposit Karein
  
  
  Sab se wazeh reaction yeh hai ke aap zaroori raqam ko deposit karen jisse ke aapki equity required percentage ko establish ya exceed kare. Note karein ke trading shoratoin aur notification khud specify karte hain ke aapko kitne waqt mein funds deposit karna hai. Yeh foran nahi karna zaroori hai, lekin deri nahi karni chahiye (aur agar funds foran nahi aaye to isko account mein dalne mein kitna waqt lagayega, isay apni calculations mein zaroor shamil karein).
  Agar aap kisi wajah se required raqam deposit nahi karte hain, to broker ko haq hota hai ke bina kisi pehle intimation ke apne marzi se aapki securities bech sakta hai.
• Ek Position Band Karein
  
  
  Yeh ek ya zyada open positions ko band karne ka mamla hai aur is tarah se apne deposit ko dubara bharna hai. Margin call ke sath yeh approach apne account ko funds se bharne ka acha tareeqa ho sakta hai. Shayad kuch positions nuksan mein hain aur unhe pehle hi band kar dena chahiye tha. Aksar yeh is waqt bhi aasaan aur tezi se hota hai ke kuch shares beche jaayein, bina kisi aur funds ko trading account mein daalne ke.
• Kuch Nahi Karein
  
  
  Yeh aapke kharide gaye assets ki qeemat barhne ka intezaar karna hai, jisse ke equity percentage barh jaye, aur aap nuksanat ko kam kar saken aur eventually profit mein aa jaayein. Yeh hamara mashwara nahi hai. Kyunki agar aapki shuruaati tawakulat is position ke liye sach hoti, to aapko notification nahi milta. Lekin phir bhi, kabhi kabhi aise traders bhi hote hain jo poora yaqeen rakhte hain ke market ki halat jald hi badalne wali hai, isliye woh is tareeqe se react karte hain.

Forex Brokers ki Margin Requirements

Pehle hi bataya gaya ke margin trading ki shoratain broker se broker tak mukhtalif hoti hain. Iska zimmedar atraaf ki siyasi aur qudreti siyasat hoti hai jo ke trader par asar nahi daal sakti. Aam taur par, margin ki miqdaar 0.5-3% hoti hai. Lekin kuch brokers ke liye kuch assets par yeh miqdaar ziada bhi ho sakti hai, jese ke 7% ya phir 15-20%.
Kayi brokers ki margin fixed nahi hoti, balkay dynamic hoti hai. Iska matlab hai ke yeh aapke trade ki shoratoin par munhasar hoti hai. Jese ke currency pair aur leverage par bhi depend kar sakti hai. Kabhi kabhi yeh trading platform ke istemal par bhi asar daal sakti hai.

Margin Call Se Bachne ke Liye - 3 Asaan Rules

Aapko pata hai ke margin call kya hoti hai. Aapko maloom hai ke yeh kyun hoti hai. Aapko yeh bhi pata hai ke iska jawab kaise dena chahiye. Ab ek aur important sawaal ka jawab pesh karna hai - isse kaise bacha jaye? Beshak, bohot se traders ko iska samna karna padta hai, lekin yeh nahi kehna chahiye ke aapko isse bachne ki koshish nahi karni chahiye.
Sab se ahem tadbeer yeh hai ke aap apne broker ki saaf margin requirements ka ilm rakhein jo aap trading kar rahe hain. Jab aap apne margin aur hadood ko jante hain, toh aapko maloom hota hai ke aap ek position ko kitni der tak khula rakh sakte hain aur kab khatra uthana bekar hai aur intezaar karna munasib nahi. Niche hum teen qawaneen pesh karte hain jo aapko margin call ka khatra kam karne mein madadgar sabit ho sakti hain:

1. Rule: Allocate risk
   Aap sirf aik asset ya aik qisam ke stock mein nahi invest kar sakte. Apne investment portfolio ko mukhtalif banayein aur isay motley banayein.
2. Rule: Apne Financial Ko Pura Istemaal Na Karen
   Yani ke margin trading mein leverage ke saath "at a premium" margin na lein bina apne account mein kuch reserve rakhe.
3. Rule: Agar Aap Un Securities Mein Trade Kar Rahe Hain Jo Zyada Volatile Hain, To Margin Na Lein
   Is surat mein, trading khaas tor par risky ho jati hai.

Margin Ka Hisaab Kaise Karen

Margin call se bachne ke liye, aapko apne trading shoratoin ke liye saaf tor par margin ka pata hona zaruri hai. Agar yeh fixed amount ya percentage nahi hai, to aap online calculator ka istemal kar sakte hain. Kayi brokers is saholat ko offer karte hain. Yeh mashwara nahi diya jata ke aap kisi aur broker ke calculators ka istemal karein, kyun ke hisaab lagane ke taur par unke calculation algorithm mein farq ho sakta hai.
Is hisaab se kiye jane wale calculations ke liye, aapko ye data daalna hoga: woh instrument jo aapko interest hai, lot size, woh leverage jo aap istemal karna chahte hain, aur account currency. Jab aap yeh data daalte hain, to aapko ek tafseeli hisaab milta hai jo ke sirf us particular contract ke liye margin nahi batata balkay spread, swap short aur swap long, aur commission fee bhi bata deta hai.

Forex Trading Mein Margin Ke Risks

Ab jab aapko pata hai ke margin call kya hoti hai aur forex brokers par iska hisaab kaise hota hai, to ab baat karte hain is tarah ke trading ke saath jude hue khatrat ki.

• Systemic Risk:
  Systemic risks woh khatrat hain jo forex market ke control se bahar hain, jin par na to market, na ke brokers, na traders ka koi asar ho sakta hai. Aise khatrat mein shamil hain regional aur international qanooni intizamat, siyasi tanaavat (sanctions), maashrat mein girawat, jang, mazdooron ki hartal, aur mahangai. Yeh forex market ke bohot bade hisse mein aati hain.
• Liquidity Khatra:
  Forex market aam taur par bohot liquid hoti hai, lekin yeh ek mustaqil miqdar nahi hai. Bohot si surat-e-haal hain jo kam liquidity ka sabab ban sakti hain. Hafton aur chhuttiyon mein bhi overall drawdown hosakta hai. Kisi specific asset ki liquidity mein kami bohot se factors ki wajah se hosakti hai. Aksar aise factors predictable hote hain, lekin hamesha nahi.
• Leverage Khatra:
  Leverage margin trading mein ek ahem factor hai. Leverage ek trader ko yeh mumkin banata hai ke woh apne mojooda funds se zyada trade mein shamil ho sake. Toh agar leverage 1:100 hai, toh aap $100 ki jagah $10,000 tak trade kar sakte hain. Aise position se hasil hone wala munafa naturally ziada hoga. Beshak broker apna percentage le lega, lekin trader ke liye income phir bhi ziada hogi.

Margin trading ka teesra khatra is se juda hota hai. Jab aap apne funds se 10 shares kharidte hain aur quotes neeche chali jaati hain, toh aap un 10 shares par apna deposit khota hain. Lekin agar aap ne broker ke leverage ke saath 1,000 shares kharide hote hain, toh aap apne forecasts galat nikalne par 10 shares ki jagah 1,000 shares se funds khote hain. Matlab ke nuksan ka imkan bhi ziada hota hai. Yaad rakhein, agar broker ziada leverage offer kar raha hai, toh aapko uska istemal nahi karna chahiye.

Margin Trading Ke Kuch Fayde Hai Bhi Ya Nahi?

Margin call milne aur agar aap broker ki shoratain nahi mante to kuch funds khone ka khatra haqeeqi margin trading ka khatra hai. Jaise ke humne upar dikhaya, yeh ek hi nahi hai. Lekin is tarah ke trading ke kuch faide bhi hote hain, jo ke khatrat ko compensate nahi karte lekin agar aap ise sahi taur par istemal karte hain toh aapko isse ziada munafa ho sakta hai. Yahan kuch faide hain:

• Margin trading aapko ek wide range of assets istemal karne ki izazat deta hai takay aap ziada munafa hasil kar sakein.
• Aap stocks ki qeemat girne ke bawajood bhi munaafa kama sakte hain.
• Margin trading ko aap apne investment portfolio banate waqt risk diversification ka ek tareeqa bana sakte hain.

Examples Of Using Margin

• Aapne market ki tafseeli tahlil ki hai aur yaqeenan jante hain ke ABC is quarter apne competitors ke taraqqi hasil karne mein kamyab nahi ho payega. Toh, aap apne margin account se apne broker se 10 shares of ABC stock udhaar lete hain aur unhe $500 per share par bech kar $5,000 kama lete hain. Teen mahine baad, company ki stock gir gayi hai, bilkul aapne pesh kiya tha. Ab aap 10 shares $400 per share par kharidte hain, jiske liye aapko $4,000 pay karna padta hai. Stock kharidne ke baad, aap unhe apne broker ko wapas karte hain. Aapka munafa $1,000 hai.
• Aapko currency pair EUR/USD mein interest hai, jo ke (assume karte hain) $1.1128 par trade ho raha hai, $1.11284 buy price aur $1.11276 sell price ke sath. Aap market ko tafseel se analyze karte hain aur yaqeenan hain ke EUR ki qeemat USD ke mukable mein barhegi. Toh, aap puri lot kharidna chahte hain. Lekin aapke pass itne funds nahi hain, kyun ke ek lot 100,000 units ka hota hai, is surat mein 100,000 EUR ya $111,284 par market rate par. Is mushkil ko hal karne ke liye aap margin ka istemal karte hain, jo aapko bina full lot ke funds ke trade mein shamil hone ki izazat deta hai. Agar aapke broker ki EUR/USD pair ke liye percentage 2% hai, toh aapko is trade mein shamil hone ke liye sirf $2,225.68 yaani 2,000 EUR ki zarurat hogi.

Summary

Margin call ek notification hai jo aapke broker dwara bheja jata hai jo ke batata hai ke aapke margin account mein bohot kam deposit bacha hua hai aur aapko isay fund karna chahiye. Ek aur hal yeh bhi hai ke aap kisi ek position ko band kar dein. Margin call ek tang raaste ka maamla hai lekin yeh itna critical nahi hai jise ke margin accounts mein trade karne wale bohot se traders ka samna karna padta hai. Kyunki margin trading mein zyada risk hota hai (khaas kar agar aap high leverage istemal karte hain). Lekin iske sath sath, iski kamai ka maamul bhi ziada hota hai. Agar aap ek broker chunte hain jiska margin kaafi munasib ho aur margin trading ke qawaneen ko follow karte hain, toh aap apne khatrat ko kam kar sakte hain aur achi kamai ki taraf rawana ho sakte hain.

Envelope indicator ek technical analysis tool hai jo traders istemal karte hain taake market mein potential entry aur exit points ko pehchan sakein. Yeh do moving averages se bana hota hai, jo ke aam tor par price data se calculate kiya jata hai.

Yeh kaise kaam karta hai:

1. Upper Envelope: Yeh ek moving average se banta hai jo ke price chart ke upar plot kiya jata hai. Upper envelope aksar moving average line ke kuch feesad upar set kiya jata hai.
2. Lower Envelope: Isi tarah, lower envelope bhi ek moving average se banta hai jo price chart ke neeche plot kiya jata hai. Jaise ke upper envelope, ye bhi moving average line ke kuch feesad neeche set kiya jata hai.

Envelope indicator ka maqsad yeh hota hai ke yeh price chart ke charon taraf ek channel ya band banata hai. Jab price upper envelope ke qareeb jaata hai, to yeh indicate kar sakta hai ke market overbought ho chuka hai aur ek mukhtalif movement ya reversal hone ke imkanat hain. Ussi tarah, jab price lower envelope ke qareeb jaata hai, to yeh indicate kar sakta hai ke market oversold ho chuka hai aur ek upar ki movement hone ke imkanat hain.

Traders aksar envelope indicator ko doosre technical analysis tools ke saath istemal karte hain taake signals ko confirm kar sakein aur mutabiq trading decisions le sakein. Yeh zaroori hai ke envelope parameters ko market conditions aur specific assets ke mutabiq adjust kiya jaye taake iska faida uthaya ja sake.

Is tarah ke technical tools ka istemal kar ke, traders apne trading strategies ko mazbooti se tayyar kar sakte hain aur market ke movements ko samajhne mein madad le sakte hain.

Margin call in forex?
**Forex Mein Margin Call:**
**1. Ta'aruf:**
Margin call forex trading mein ek ahem concept hai jo traders ko unki trading accounts ke margin level ki hifazat karta hai. Jab trader ka account ka margin level gir jata hai, to broker margin call issue karta hai.

**2. Kya Hai Margin Level?**
Margin level wo ratio hai jo trader ke account mein available funds aur open positions ke total value ke darmiyan hota hai. Margin level ki calculation margin aur equity ke zariye hoti hai. Margin level girne ke baad, broker margin call issue karta hai.

**3. Margin Call Ka Matlab:**
Margin call ka matlab hai ke trader ko apne account mein additional funds jama karne ki zaroorat hoti hai taake margin level ko normal kar sakein. Agar trader margin call ko ignore karta hai ya additional funds jama nahi karta, to broker ke pas positions ko automatically close karne ka haq hota hai.

**4. Kyun Hota Hai Margin Call?**
Margin call tab hota hai jab trader ke account mein available funds positions ko hold karne ke liye kaafi nahi hote. Yeh hota hai jab market mein unfavorable movements hote hain aur open positions ke losses increase ho jate hain.

**5. Nuqsanat aur Hifazati Tadabeer:**
Margin call ka samna karna traders ke liye nuqsanat se bhara ho sakta hai, lekin sahi risk management aur hifazati tadabeer se iska asar kam kiya ja sakta hai. Traders ko apne positions ko monitor karna, stop loss orders lagana aur risk ko control karne ki strategies istemal karna chahiye.

Margin call forex trading mein aam baat hai aur har trader ko iska samna karna parta hai. Is liye, traders ko apne margin level ko regular intervals par monitor karna chahiye aur zaroorat padne par timely actions lena chahiye taake nuqsanat ko kam kiya ja sake.